16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Feb 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Visionary Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account (S1 or Checking) Closed within 90 Days | $10 | Not stated | None |
| Dormant Fee | $10 | per month | None |
| Account Research (15 minute increments) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee - For Users enrolled in Net Branch | $2 | per month | None |
| Return Statement or Mail Fee | $7.50 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Advance Fee | $30 | Not stated | None |
| Non Sufficient Funds Fee (NSF) | $30 | Not stated | None |
| Overdraft Transfer Fee | $5 | Not stated | None |
ATM & Card | |||
| Lost Card Replacement | $10 | Not stated | None |
| Rush Debit or Credit Card Replacement | $50 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| Official Checks | $5 | Not stated | None |
| Stop Payment Ach/Checks | $25 | Not stated | None |
Digital & Electronic | |||
| ACH/Check Return | $30 | per item | None |
Account Services | |||
| Garnishments/Levy/Subpoena Processing Fee | $25 | Not stated | None |
Lending Fees | |||
| Loan Late Fee | $20 | Not stated | None |
| VISA Credit Card Late Fee | $20 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Cards | $3 | Not stated | None |
Other Fees | |||
| Account History Faxed | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy | $6 | Not stated | None |
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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