Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Torrington Municipal And Teachers Federal Credit Union

Torrington, ConnecticutCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

ATM Overdraft$17Below the typical range ($25–$33 nationally)

Check ServicesVerified

Money Order$2Within the typical range ($1.50–$3 nationally)
At the national median$1 below the Connecticut median
per item · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Connecticut median
per item · Source

Account ServicesVerified

Safe Deposit Box 3" X 10"$70Within the typical range ($30–$70 nationally)
$25 above the national median$10 above the Connecticut median
per year · Source
Safe Deposit Box 3" X 3"$50Within the typical range ($30–$70 nationally)
$5 above the national median$10 below the Connecticut median
per year · Source
Safe Deposit Box 5" X 5"$60Within the typical range ($30–$70 nationally)
$15 above the national medianAt the Connecticut median
per year · Source

Other FeesVerified

Photocopy$0.50Below the typical range ($2–$5 nationally)
$2.50 below the national median$4.50 below the Connecticut median
per item · Source
Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median$2 below the Connecticut median
per month · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
ATM Overdraft	$17Below the typical range ($25–$33 nationally)	$13 below the national median$15.50 below the Connecticut median	per day	—	Source
Overdraft	$25Within the typical range ($25–$33 nationally)	$5 below the national median$7.50 below the Connecticut median	—	—	Source
NSF	$22Below the typical range ($25–$32 nationally)	$8 below the national median$8 below the Connecticut median	per item	—	Source
Returned Item	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Connecticut median	per item	—	Source
ATM & CardVerified
ATM Transaction	$2Within the typical range ($1–$2.25 nationally)	$0.50 above the national median$1 above the Connecticut median	per item	—	Source
Wire TransfersVerified
Wire Transfers Domestic In or Out	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Connecticut median	per item	—	Source
Check ServicesVerified
Money Order	$2Within the typical range ($1.50–$3 nationally)	At the national median$1 below the Connecticut median	per item	—	Source
Stop Payment	$25
Digital & ElectronicVerified
ACH Return Unauthorized	$25Within the typical range ($15–$30 nationally)	At the national median$5 above the Connecticut median	—	—	Source
Cash & DepositVerified
Deposit Item Return	$25Within the typical range ($8–$25 nationally)	$10 above the national median$5 above the Connecticut median	per item	—	Source
Account ServicesVerified
Safe Deposit Box 3" X 10"	$70Within the typical range ($30–$70 nationally)	$25 above the national median$10 above the Connecticut median	per year	—	Source
Safe Deposit Box 3" X 3"	$50
Other FeesVerified
Photocopy	$0.50Below the typical range ($2–$5 nationally)	$2.50 below the national median$4.50 below the Connecticut median	per item	—	Source
Statement Copy	$3

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$17

Overdraft fee: $17

43% below the national median overdraft fee

15 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$93.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$93.6M

Total deposits

$84.8M

Service charge income (year to date)

$239K

Fee income ratio

9.3%

Return on assets

1.02%

Financial profile · Pro

Performance from regulator filings

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