American Bank & Trust

Headquarters: Sioux Falls, South Dakota
Charter: Bank
Assets: $2.2B
Fed district: Minneapolis

1 published fee; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

IRA Termination
American Bank & Trust: $50
American Bank & Trust: $50
U.S. median: no median
Monthly Maintenance
American Bank & Trust: Not identified
American Bank & Trust: Not identified
U.S. median: no median
Non-Network ATM
American Bank & Trust: Not identified
American Bank & Trust: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Bank & Trust’s own schedules, with a source for each figure.

Retirement & IRA

IRA Transfer External Fee$50
per item

Fee	Amount	Basis	Note
Retirement & IRA
IRA Transfer External Fee	$50	per item	None

Account Maintenance

Dormant Account Charge$10
Account Research/Reconcile$50
Undeliverable Mail$5
per month

Overdraft & NSF

Overdraft Charge$35
per item
Return Check Charge$35
per item
Returned ACH$5
Continuous Overdraft Charge$25

ATM & Card

Use at Out of Network Machine$2
Re-issue Card$10

Wire Transfers

Outgoing Domestic Wire Transfer$30
Outgoing Wire$25
Outgoing International Wire Transfer$50

Check Services

Bank Money Order$7
Stop Payment Request$35
Collection Charge$20

Digital & Electronic

AB&T Bill PayNo charge
per month · Free - Expedited delivery fees may apply
AB&T Bill Pay +PLUS$10
per month
AB&T Mobile Deposit +PLUSNo charge
Not compared: Monthly charge, not per item
per month · Free
Safe Deposit Drilling (lost key)No charge

Cash & Deposit

Returned Deposit Items$5
per item

Account Services

Notary Stamp$5
Safe Deposit Box FeeNo charge
Levy and Garnishment Fee$50

Other Fees

Statement Printout Request$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Charge	$10	Not stated	None
Account Research/Reconcile	$50	Not stated	None
Undeliverable Mail	$5	per month	None
Overdraft & NSF
Overdraft Charge	$35	per item	None
Return Check Charge	$35	per item	None
Returned ACH	$5	Not stated	None
Continuous Overdraft Charge	$25	Not stated	None
ATM & Card
Use at Out of Network Machine	$2	Not stated	None
Re-issue Card	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$30	Not stated	None
Outgoing Wire	$25	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Bank Money Order	$7	Not stated	None
Stop Payment Request	$35	Not stated	None
Collection Charge	$20	Not stated	None
Digital & Electronic
AB&T Bill Pay	No charge	per month	Free - Expedited delivery fees may apply
AB&T Bill Pay +PLUS	$10	per month	None
AB&T Mobile Deposit +PLUS	No chargeNot compared: Monthly charge, not per item	per month	Free
Safe Deposit Drilling (lost key)	No charge	Not stated	None
Cash & Deposit
Returned Deposit Items	$5	per item	None
Account Services
Notary Stamp	$5	Not stated	None
Safe Deposit Box Fee	No charge	Not stated	None
Levy and Garnishment Fee	$50	Not stated	None
Other Fees
Statement Printout Request	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

IRA Termination
American Bank & Trust: $50
American Bank & Trust: $50
U.S. median: no median
Monthly Maintenance
American Bank & Trust: Not identified
American Bank & Trust: Not identified
U.S. median: no median
Non-Network ATM
American Bank & Trust: Not identified
American Bank & Trust: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from American Bank & Trust’s own schedules, with a source for each figure.

Fee	Amount	Basis	Note
Retirement & IRA
IRA Transfer External Fee	$50	per item	None

Fee

Amount

Basis

Note

Retirement & IRA

IRA Transfer External Fee

$50

per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Charge	$10	Not stated	None
Account Research/Reconcile	$50	Not stated	None
Undeliverable Mail	$5	per month	None
Overdraft & NSF
Overdraft Charge	$35	per item	None
Return Check Charge	$35	per item	None
Returned ACH	$5	Not stated	None
Continuous Overdraft Charge	$25	Not stated	None
ATM & Card
Use at Out of Network Machine	$2	Not stated	None
Re-issue Card	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$30	Not stated	None
Outgoing Wire	$25	Not stated	None
Outgoing International Wire Transfer	$50	Not stated	None
Check Services
Bank Money Order	$7	Not stated	None
Stop Payment Request	$35	Not stated	None
Collection Charge	$20	Not stated	None
Digital & Electronic
AB&T Bill Pay	No charge	per month	Free - Expedited delivery fees may apply
AB&T Bill Pay +PLUS	$10	per month	None
AB&T Mobile Deposit +PLUS	No chargeNot compared: Monthly charge, not per item	per month	Free
Safe Deposit Drilling (lost key)	No charge	Not stated	None
Cash & Deposit
Returned Deposit Items	$5	per item	None
Account Services
Notary Stamp	$5	Not stated	None
Safe Deposit Box Fee	No charge	Not stated	None
Levy and Garnishment Fee	$50	Not stated	None
Other Fees
Statement Printout Request	$1Not compared: Charged per page; comparison unavailable	per page	None

Fee

Amount

Basis

Note

Account Maintenance

Dormant Account Charge

$10

Not stated

Account Research/Reconcile

$50

Not stated

Undeliverable Mail

per month

Overdraft & NSF

Overdraft Charge

$35

per item

Return Check Charge

$35

per item

Returned ACH

Not stated

Continuous Overdraft Charge

$25

Not stated

ATM & Card

Use at Out of Network Machine

Not stated

Re-issue Card

$10

Not stated

Wire Transfers

Outgoing Domestic Wire Transfer

$30

Not stated

Outgoing Wire

$25

Not stated

Outgoing International Wire Transfer

$50

Not stated

Check Services

Bank Money Order

Not stated

Stop Payment Request

$35

Not stated

Collection Charge

$20

Not stated

Digital & Electronic

AB&T Bill Pay

No charge

per month

Free - Expedited delivery fees may apply

AB&T Bill Pay +PLUS

$10

per month

AB&T Mobile Deposit +PLUS

No chargeNot compared: Monthly charge, not per item

per month

Free

Safe Deposit Drilling (lost key)

No charge

Not stated

Cash & Deposit

Returned Deposit Items

per item

Account Services

Notary Stamp

Not stated

Safe Deposit Box Fee

No charge

Not stated

Levy and Garnishment Fee

$50

Not stated

Other Fees

Statement Printout Request

$1Not compared: Charged per page; comparison unavailable

per page

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.