Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Bradford Area Federal Credit Union

Bradford, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee –$5Within the typical range ($5–$52.50 nationally)

Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=dormant_account; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="Dormant Account Fee – $5.00" · Source

Overdraft & NSFVerified

Checking Account NSF –$10Within the typical range ($10–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=nsf; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="Checking Account NSF – $10.00" · Source
NSF –$30Within the typical range ($10–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=nsf; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="NSF – $30.00" · Source

ATM & CardVerified

ATM Negative Fee –$25Within the typical range ($2–$35 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=atm_non_network; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="ATM Negative Fee – $25.00" · Source

Check ServicesVerified

Stop Payment on CU Checks –$15Below the typical range ($17.50–$30 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=stop_payment; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="Stop Payment on CU Checks – $15.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee –	$5Within the typical range ($5–$52.50 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=dormant_account; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="Dormant Account Fee – $5.00"	Source
Overdraft & NSFVerified
Checking Account NSF –	$10Within the typical range ($10–$30 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=nsf; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="Checking Account NSF – $10.00"	Source
NSF –	$30
ATM & CardVerified
ATM Negative Fee –	$25Within the typical range ($2–$35 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=atm_non_network; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="ATM Negative Fee – $25.00"	Source
Check ServicesVerified
Stop Payment on CU Checks –	$15Below the typical range ($17.50–$30 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #1949. canonical_hint=stop_payment; text_hash=a1546b83a64c60202a1985ae5fba90f9e32d689e508af4565fc8894e1da1bc9f; excerpt="Stop Payment on CU Checks – $15.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

60% below the national median NSF fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$11.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$11.4M

Total deposits

$9.8M

Service charge income (year to date)

$5K

Fee income ratio

1.6%

Return on assets

0.18%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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