VerifiedCommunity bank, $1B to $10B

American Bank & Trust

Sioux Falls, South DakotaBankMinneapolis district

Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$2.2B

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $5

80% below the national median NSF fee

Total fees: 8 — leaner than most institutions

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

IRA Transfer External Fee$50
per item · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
IRA Transfer External Fee	$50	per item	—	Source
Undeliverable Mail	$5	per month	—	Source
Overdraft & NSFVerified
Overdraft Daily Cap	$210	per day	—	Source
Returned Deposit Items	$5	per item	Each - Not drawn on AB&T	Source
Digital & ElectronicVerified
AB&T Bill Pay	$0	per month	Free - Expedited delivery fees may apply	Source
AB&T Mobile Deposit +PLUS	$0	per month	Free	Source
Cash & DepositVerified
Collection Charge	$20	per item	—	Source
Account ServicesVerified
Medallion Stamp	$10	per item	Non-customer	Source

How the headline fees compare

Published fees

Size and fee revenue