10 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 3, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Cherokee County Federal Credit Union’s own schedules, with a source for each figure.
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Bad Address/Return Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Insufficient Funds Fee (NSF) | $27.50 | Not stated | None |
ATM & Card | |||
| ATM Fees | $1 | per item | None |
| Debit/ATM Card Replacement Fee | $7.50 | Not stated | None |
Check Services | |||
| Credit Union Check (equivalent to Cashier's Check) | $3 | per item | None |
| Stop Payment Fee | $27.50 | Not stated | None |
| Check Copy Fee | $2 | per item | None |
Cash & Deposit | |||
| Return Check Fees | $10 | per item | None |
Account Services | |||
| Notary Fee | $6 | Not stated | None |
| Late Fee for Box Rent | $27.50Not compared: Box drilling or key fee | per year | None |
| Lost Key Replacement Fee | $15Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box 10x10 | $70 | per year | None |
| Safe Deposit Box 5x10 | $40 | per year | None |
Other Fees | |||
| Fax Fee | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Statement Copy Fee | $3Not compared: Monthly charge, not per item | per month | None |
| Skip-A-Payment Fee | $40Not compared: Annual charge, not per item | per year | None |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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