First National Bank

Headquarters: Fort Pierre, South Dakota
Charter: Bank
Assets: $2.0B
Fed district: Minneapolis

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
First National Bank: $10 to $15
First National Bank: $10 to $15
U.S. median: no median
Overdraft (OD)
First National Bank: $30
First National Bank: $30
U.S. median: no median
NSF / Returned Item
First National Bank: $30
First National Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (Main Street Checking (NOW))$15
per month
Service charge$10
per month
Paper statement$9
Paper statement$8
Paper statement$5

Overdraft & NSF

Overdraft Item Fee$30
per item
NSF Return Fee$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (Main Street Checking (NOW))	$15	per month	None
Service charge	$10	per month	None
Paper statement	$9	Not stated	None
Paper statement	$8	Not stated	None
Paper statement	$5	Not stated	None
Overdraft & NSF
Overdraft Item Fee	$30	per item	None
NSF Return Fee	$30	per item	None

Wire Transfers

Wire Transfer (Domestic), self-initiated via e-Corp$15
per transaction

Digital & Electronic

ACH File Fee$3
per transaction
ACH Same Day File Origination$35
per transaction

Fee	Amount	Basis	Note
Wire Transfers
Wire Transfer (Domestic), self-initiated via e-Corp	$15	per transaction	None
Digital & Electronic
ACH File Fee	$3	per transaction	None
ACH Same Day File Origination	$35	per transaction	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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