Penn State Federal Credit Union

Headquarters: Bellefonte, Pennsylvania
Charter: Credit Union
Assets: $274.4M
Fed district: Philadelphia

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Penn State Federal Credit Union: $15
Penn State Federal Credit Union: $15
U.S. median: no median
Stop Payment
Compared at $25, the middle of its prices
Penn State Federal Credit Union: $15 to $35
Penn State Federal Credit Union: $15 to $35
U.S. median: no median
Wire Transfer (Domestic In)
Penn State Federal Credit Union: $15
Penn State Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Penn State Federal Credit Union · $274M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$267M to $281M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Penn State Federal Credit Union(this institution)	Bellefonte, PA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Allegent Community Federal Credit Union	Pittsburgh, PA	$281M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alltrust Federal Credit Union	Fairhaven, MA	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aneca Federal Credit Union	Shreveport, LA	$274M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Auburn University Federal Credit Union	Auburn, AL	$268M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Department Of The Interior Federal Credit Union	Washington, DC	$268M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Edwards Federal Credit Union	Edwards, CA	$277M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gold Coast Federal Credit Union	Palm Springs, FL	$270M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Long Beach City Employees Federal Credit Union	Signal Hill, CA	$271M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Marshland Federal Credit Union	Brunswick, GA	$273M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Members Trust Of The Southwest Federal Credit Union	Houston, TX	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midcoast Federal Credit Union	Freeport, ME	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Community Federal Credit Union	Defiance, OH	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Minnequa Works Federal Credit Union	Pueblo, CO	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Norstate Federal Credit Union	Madawaska, ME	$280M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Central Area Federal Credit Union	Houghton Lake, MI	$272M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Penn East Federal Credit Union	Scranton, PA	$280M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
People'S Community Federal Credit Union	Vancouver, WA	$269M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Puget Sound Cooperative Federal Credit Union	Bellevue, WA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Saint Lawrence Federal Credit Union	Ogdensburg, NY	$272M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Service One Federal Credit Union	Bowling Green, KY	$269M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Top Tier Federal Credit Union	Clarion, PA	$278M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
U S Postal Service Federal Credit Union	Clinton, MD	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Unity One Federal Credit Union	Fort Worth, TX	$276M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Western Vista Federal Credit Union	Cheyenne, WY	$281M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Weststar Federal Credit Union	Las Vegas, NV	$273M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Penn State Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Penn State Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Penn State Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Penn State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

> Account closure within 90 days of opening (audience not stated, treated as personal)$10
Dormant Account (audience not stated, treated as personal)$5
per month

ATM & Card

> Card replacement (audience not stated, treated as personal)$5
> Emergency card replacement (audience not stated, treated as personal)$30
International Service Assessment (audience not stated, treated as personal)1%of the transaction

Wire Transfers

> Outgoing wire Domestic (audience not stated, treated as personal)$15
> Incoming wire Domestic (audience not stated, treated as personal)$15

Check Services

> Money order (up to $1,000) (audience not stated, treated as personal)$1.50
> Stop payment on a Credit Union issued check (audience not stated, treated as personal)$15
> Stop payment on single item (audience not stated, treated as personal)$35

Digital & Electronic

> Basic bill pay (up to 10 transactions per month) (audience not stated, treated as personal)$10
per month

Account Services

> Subpoena, IRS levy, Writ of Execution processing per hour ($15 minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour
> Verification of deposits$10

Other Fees

> Share draft or statement copy (free online) (audience not stated, treated as personal)$3

Fee	Amount	Basis	Note
Account Maintenance
> Account closure within 90 days of opening (audience not stated, treated as personal)	$10	Not stated	None
Dormant Account (audience not stated, treated as personal)	$5	per month	None
ATM & Card
> Card replacement (audience not stated, treated as personal)	$5	Not stated	None
> Emergency card replacement (audience not stated, treated as personal)	$30	Not stated	None
International Service Assessment (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
> Outgoing wire Domestic (audience not stated, treated as personal)	$15	Not stated	None
> Incoming wire Domestic (audience not stated, treated as personal)	$15	Not stated	None
Check Services
> Money order (up to $1,000) (audience not stated, treated as personal)	$1.50	Not stated	None
> Stop payment on a Credit Union issued check (audience not stated, treated as personal)	$15	Not stated	None
> Stop payment on single item (audience not stated, treated as personal)	$35	Not stated	None
Digital & Electronic
> Basic bill pay (up to 10 transactions per month) (audience not stated, treated as personal)	$10	per month	None
Account Services
> Subpoena, IRS levy, Writ of Execution processing per hour ($15 minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
> Verification of deposits	$10	Not stated	None
Other Fees
> Share draft or statement copy (free online) (audience not stated, treated as personal)	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Penn State Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Penn State Federal Credit Union: $15
Penn State Federal Credit Union: $15
U.S. median: no median
Stop Payment
Compared at $25, the middle of its prices
Penn State Federal Credit Union: $15 to $35
Penn State Federal Credit Union: $15 to $35
U.S. median: no median
Wire Transfer (Domestic In)
Penn State Federal Credit Union: $15
Penn State Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Penn State Federal Credit Union · $274M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$267M to $281M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Penn State Federal Credit Union(this institution)	Bellefonte, PA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Allegent Community Federal Credit Union	Pittsburgh, PA	$281M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alltrust Federal Credit Union	Fairhaven, MA	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aneca Federal Credit Union	Shreveport, LA	$274M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Auburn University Federal Credit Union	Auburn, AL	$268M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Department Of The Interior Federal Credit Union	Washington, DC	$268M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Edwards Federal Credit Union	Edwards, CA	$277M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gold Coast Federal Credit Union	Palm Springs, FL	$270M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Long Beach City Employees Federal Credit Union	Signal Hill, CA	$271M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Marshland Federal Credit Union	Brunswick, GA	$273M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Members Trust Of The Southwest Federal Credit Union	Houston, TX	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midcoast Federal Credit Union	Freeport, ME	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Community Federal Credit Union	Defiance, OH	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Minnequa Works Federal Credit Union	Pueblo, CO	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Norstate Federal Credit Union	Madawaska, ME	$280M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Central Area Federal Credit Union	Houghton Lake, MI	$272M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Penn East Federal Credit Union	Scranton, PA	$280M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
People'S Community Federal Credit Union	Vancouver, WA	$269M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Puget Sound Cooperative Federal Credit Union	Bellevue, WA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Saint Lawrence Federal Credit Union	Ogdensburg, NY	$272M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Service One Federal Credit Union	Bowling Green, KY	$269M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Top Tier Federal Credit Union	Clarion, PA	$278M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
U S Postal Service Federal Credit Union	Clinton, MD	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Unity One Federal Credit Union	Fort Worth, TX	$276M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Western Vista Federal Credit Union	Cheyenne, WY	$281M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Weststar Federal Credit Union	Las Vegas, NV	$273M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Penn State Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Penn State Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Penn State Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Penn State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

> Account closure within 90 days of opening (audience not stated, treated as personal)$10
Dormant Account (audience not stated, treated as personal)$5
per month

ATM & Card

> Card replacement (audience not stated, treated as personal)$5
> Emergency card replacement (audience not stated, treated as personal)$30
International Service Assessment (audience not stated, treated as personal)1%of the transaction

Wire Transfers

> Outgoing wire Domestic (audience not stated, treated as personal)$15
> Incoming wire Domestic (audience not stated, treated as personal)$15

Check Services

> Money order (up to $1,000) (audience not stated, treated as personal)$1.50
> Stop payment on a Credit Union issued check (audience not stated, treated as personal)$15
> Stop payment on single item (audience not stated, treated as personal)$35

Digital & Electronic

> Basic bill pay (up to 10 transactions per month) (audience not stated, treated as personal)$10
per month

Account Services

> Subpoena, IRS levy, Writ of Execution processing per hour ($15 minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour
> Verification of deposits$10

Other Fees

> Share draft or statement copy (free online) (audience not stated, treated as personal)$3

Fee	Amount	Basis	Note
Account Maintenance
> Account closure within 90 days of opening (audience not stated, treated as personal)	$10	Not stated	None
Dormant Account (audience not stated, treated as personal)	$5	per month	None
ATM & Card
> Card replacement (audience not stated, treated as personal)	$5	Not stated	None
> Emergency card replacement (audience not stated, treated as personal)	$30	Not stated	None
International Service Assessment (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
> Outgoing wire Domestic (audience not stated, treated as personal)	$15	Not stated	None
> Incoming wire Domestic (audience not stated, treated as personal)	$15	Not stated	None
Check Services
> Money order (up to $1,000) (audience not stated, treated as personal)	$1.50	Not stated	None
> Stop payment on a Credit Union issued check (audience not stated, treated as personal)	$15	Not stated	None
> Stop payment on single item (audience not stated, treated as personal)	$35	Not stated	None
Digital & Electronic
> Basic bill pay (up to 10 transactions per month) (audience not stated, treated as personal)	$10	per month	None
Account Services
> Subpoena, IRS levy, Writ of Execution processing per hour ($15 minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
> Verification of deposits	$10	Not stated	None
Other Fees
> Share draft or statement copy (free online) (audience not stated, treated as personal)	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.