Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Franklin First Federal Credit Union

Greenfield, MassachusettsCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q1 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure within 90 days of opening$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Non-sufficient Funds Fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
Source
Overdraft Privilege Fee$20Below the typical range ($25–$32 nationally)
$10 below the national median
Source
Overdraft Transfer from Shares (per day)$5Within the typical range ($3–$5 nationally)
At the national median
per day · Source

Wire TransfersVerified

Wire Transfer Fees: Domestic Incoming$10Within the typical range ($5–$15 nationally)
At the national median
Source
Wire Transfer Fees: Domestic Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfer Fees: International Incoming$15Within the typical range ($10–$25 nationally)
At the national median
Source

Check ServicesVerified

Cashier's Check (each)$4Within the typical range ($3–$5 nationally)
$1 below the national median
Source
Money Orders (each)$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
Source
On-us Check Cashing (non-member)$5Within the typical range ($5–$10 nationally)
At the national median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
At the national median
Source

Account ServicesVerified

Levy (IRS Tax, State Tax, Child Support)$35Within the typical range ($30–$75 nationally)
$15 below the national median
Source
Notary Fee (non-member)$15Above the typical range ($0–$5 nationally)
$12.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure within 90 days of opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Account Research (per hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Paper Statement Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Non-sufficient Funds Fee	$20Below the typical range ($25–$31 nationally)	$10 below the national median	—	—	Source
Overdraft Privilege Fee	$20
ATM & CardVerified
ATM/Debit Card Replacement Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Wire TransfersVerified
Wire Transfer Fees: Domestic Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Wire Transfer Fees: Domestic Outgoing	$20
Check ServicesVerified
Cashier's Check (each)	$4Within the typical range ($3–$5 nationally)	$1 below the national median	—	—	Source
Money Orders (each)	$3Within the typical range ($1.50–$3 nationally)
Account ServicesVerified
Levy (IRS Tax, State Tax, Child Support)	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	—	Source
Notary Fee (non-member)	$15
Retirement & IRAVerified
IRA Transfer Out Fee	$25Within the typical range ($25–$35 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 17 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$88.5M

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Financial Context

Size and fee revenue

Financials as of Q1 2026 · NCUA call report

Total assets

$88.5M

Total deposits

$79.8M

Service charge income (year to date)

$68K

Fee income ratio

5.4%

Return on assets

1.14%

Branches

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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