Armstrong Associates Federal Credit Union

Headquarters: Ford City, Pennsylvania
Charter: Credit Union
Assets: $82.3M
Fed district: Cleveland

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Armstrong Associates Federal Credit Union: $30
Armstrong Associates Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Armstrong Associates Federal Credit Union: $30
Armstrong Associates Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $1.25, the middle of its prices
Armstrong Associates Federal Credit Union: $0.50 to $2
Armstrong Associates Federal Credit Union: $0.50 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Armstrong Associates Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat Fee$25
per item
Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research Fee | $20.00 per hour
Return Statement Fee$25
Not compared: Charged per statement; comparison unavailable
per statement · Return Statement Fee | $25.00 per statement

Overdraft & NSF

Overdraft Privilege Fee$30
per item
NSF Fee$30
per item
Overdraft Transfer Fee$7.50
per item

ATM & Card

ATM Surcharge (Foreign Transactions Only)$2
per item
ATM Transaction Fee: First ten (10) transactions free$0.50
per item
Card Replacement Fee (Credit or Debit, Limit 2/Year)$5
per item

Wire Transfers

Wire Transfer (Outgoing) Fee$20
per item
Wire Transfer (Incoming) Fee$5
per item

Check Services

Official Check Fee$5
per item
Official Check Stale Date Fee$10
per item
Money Order Fee$2
per item
Stop Payment (ACH Item) Fee$15
per item
Stop Payment (CU Official Check) Fee$15
per item
Stop Payment Fee$15
per item

Cash & Deposit

Return Check Fee$27
per item
Return Check/Return Deposit Fee$30
per item

Account Services

Garnishment/Writ/Levy Fee$50
per item
Subordination (Gas & Oil)$50
per item

Lending Fees

Late Payment Fee$22
per item
Home Equity Appraisal (for loans less than $10,000)$150

Other Fees

Photo Copy Fee$0.10
Not compared: Charged per page; comparison unavailable
per page · Photo Copy Fee | $0.10 per page
Photocopy Fee$3
per item
Statement Copy Fee$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Escheat Fee	$25	per item	None
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research Fee \| $20.00 per hour
Return Statement Fee	$25Not compared: Charged per statement; comparison unavailable	per statement	Return Statement Fee \| $25.00 per statement
Overdraft & NSF
Overdraft Privilege Fee	$30	per item	None
NSF Fee	$30	per item	None
Overdraft Transfer Fee	$7.50	per item	None
ATM & Card
ATM Surcharge (Foreign Transactions Only)	$2	per item	None
ATM Transaction Fee: First ten (10) transactions free	$0.50	per item	None
Card Replacement Fee (Credit or Debit, Limit 2/Year)	$5	per item	None
Wire Transfers
Wire Transfer (Outgoing) Fee	$20	per item	None
Wire Transfer (Incoming) Fee	$5	per item	None
Check Services
Official Check Fee	$5	per item	None
Official Check Stale Date Fee	$10	per item	None
Money Order Fee	$2	per item	None
Stop Payment (ACH Item) Fee	$15	per item	None
Stop Payment (CU Official Check) Fee	$15	per item	None
Stop Payment Fee	$15	per item	None
Cash & Deposit
Return Check Fee	$27	per item	None
Return Check/Return Deposit Fee	$30	per item	None
Account Services
Garnishment/Writ/Levy Fee	$50	per item	None
Subordination (Gas & Oil)	$50	per item	None
Lending Fees
Late Payment Fee	$22	per item	None
Home Equity Appraisal (for loans less than $10,000)	$150	Not stated	None
Other Fees
Photo Copy Fee	$0.10Not compared: Charged per page; comparison unavailable	per page	Photo Copy Fee \| $0.10 per page
Photocopy Fee	$3	per item	None
Statement Copy Fee	$3Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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