Nesc Federal Credit Union

Headquarters: Methuen, Massachusetts
Charter: Credit Union
Assets: $125.9M
Fed district: Boston

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Classic Checking
Can be waived with a balance of $200 or more.
Nesc Federal Credit Union: $3
Nesc Federal Credit Union: $3
U.S. median: no median
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
Nesc Federal Credit Union: $5 to $25
Nesc Federal Credit Union: $5 to $25
U.S. median: no median
NSF / Returned Item
Nesc Federal Credit Union: $25
Nesc Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nesc Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Monthly service charge$3
per month
Classic Checking (fee if the balance falls below $200)$3
per month
Dormant Account Fee$3

Overdraft & NSF

Insufficient Funds - Paid$25
Overdraft Loan Advance Fee$5
Insufficient Funds - Unpaid$25

ATM & Card

Foreign ATM FeeNo charge
Foreign ATM Fee over 6 transactions per month$1
Foreign ATM Fee up to 6 Transactions per monthNo charge
Not compared: Monthly charge, not per item
per month

Wire Transfers

Wire Transfer Outgoing$25
Wire Transfer Incoming$25

Check Services

Credit Union Money Order$3
Stop Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Monthly service charge	$3	per month	None
Classic Checking (fee if the balance falls below $200)	$3	per month	None
Dormant Account Fee	$3	Not stated	None
Overdraft & NSF
Insufficient Funds - Paid	$25	Not stated	None
Overdraft Loan Advance Fee	$5	Not stated	None
Insufficient Funds - Unpaid	$25	Not stated	None
ATM & Card
Foreign ATM Fee	No charge	Not stated	None
Foreign ATM Fee over 6 transactions per month	$1	Not stated	None
Foreign ATM Fee up to 6 Transactions per month	No chargeNot compared: Monthly charge, not per item	per month	None
Wire Transfers
Wire Transfer Outgoing	$25	Not stated	None
Wire Transfer Incoming	$25	Not stated	None
Check Services
Credit Union Money Order	$3	Not stated	None
Stop Payment	$25	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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