Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Nesc Federal Credit Union

Methuen, MassachusettsCredit UnionBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Classic Checking (fee if the balance falls below $200)$3Below the typical range ($5–$10 nationally)

Christmas Club Early Withdrawal Fee$10

$7.50 below the national median$5 below the Massachusetts median

Source

Dormant Account Fee$3

$2 below the national median$2 below the Massachusetts median

Source

ATM & CardVerified

Foreign ATM Fee over 6 transactions per month$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Massachusetts median
Source
Foreign ATM Fee up to 6 Transactions per month$0Below the typical range ($1–$2.25 nationally)
$1.50 below the national median$1.50 below the Massachusetts median
per month · Source

Wire TransfersVerified

Wire Transfer Outgoing$25Within the typical range ($20–$25 nationally)
At the national medianAt the Massachusetts median
Source
Wire Transfer Incoming$25Above the typical range ($5–$15 nationally)
$15 above the national median$15 above the Massachusetts median
Source

Check ServicesVerified

Credit Union Money Order$3Within the typical range ($1.50–$3 nationally)
$1 above the national medianAt the Massachusetts median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$1.25 below the Massachusetts median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Classic Checking (fee if the balance falls below $200)	$3Below the typical range ($5–$10 nationally)	$4 below the national median$2 below the Massachusetts median	per month	—	Source
Christmas Club Early Withdrawal Fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$5 below the Massachusetts median	—	—	Source
Dormant Account Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median$2 below the Massachusetts median	—	—	Source
ATM & CardVerified
Foreign ATM Fee over 6 transactions per month	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Massachusetts median	—	—	Source
Foreign ATM Fee up to 6 Transactions per month	$0
Wire TransfersVerified
Wire Transfer Outgoing	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Massachusetts median	—	—	Source
Wire Transfer Incoming	$25
Check ServicesVerified
Credit Union Money Order	$3Within the typical range ($1.50–$3 nationally)	$1 above the national medianAt the Massachusetts median	—	—	Source
Stop Payment	$25

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Headline fees published

5 of 15

Published fees

Under review

Assets

$125.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$125.9M

Total deposits

$112.1M

Service charge income (year to date)

$453K

Fee income ratio

12.3%

Return on assets

0.55%

Financial profile · Pro

Performance from regulator filings

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Based on 66,435 published fee entries from 3,614 institutions

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