Valdosta Teachers Federal Credit Union

Headquarters: Valdosta, Georgia
Charter: Credit Union
Assets: $13.2M
Fed district: Atlanta

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Aug 22, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Valdosta Teachers Federal Credit Union: $35
Valdosta Teachers Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Valdosta Teachers Federal Credit Union: $35
Valdosta Teachers Federal Credit Union: $35
U.S. median: no median
Stop Payment
Valdosta Teachers Federal Credit Union: $35
Valdosta Teachers Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Aug 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Valdosta Teachers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Draft Account Maintenance$5
per month
Inactive Share Account Maintenance Fee$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Reconciliation of Account Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Money Market Excessive Withdrawal/Transfer$15
per item

Overdraft & NSF

Courtesy Pay$35
per item
NSF Fee$35
per item
Returned Checks Fee (Member Drawn)$35
per item

ATM & Card

ATM/Debit Replacement Fee$6
per item

Check Services

Inactive Cashier Check$5
Not compared: Monthly charge, not per item
per month
Stop Payment (Cashier Check)$35
per item
Stop Payment Fee$35
per item
Counter Checks$1
Not compared: Charged per page; comparison unavailable
per page
Counter Checks (Premier)No charge
Check Copy Fee$3
per item

Cash & Deposit

Deposited Return Item Fee$5
per item

Account Services

Notary Service$5
per item
Notary Service (Premier)No charge
Lost Key and Key Cost$100
Not compared: Box drilling or key fee
Safe Deposit Box 10"x10"$55
Safe Deposit Box 3"x10"$25
Safe Deposit Box 3"x5"$20
Safe Deposit Box 5"x10"$35

Other Fees

Fax$1
per item
Statement Copy$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Draft Account Maintenance	$5	per month	None
Inactive Share Account Maintenance Fee	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Reconciliation of Account Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market Excessive Withdrawal/Transfer	$15	per item	None
Overdraft & NSF
Courtesy Pay	$35	per item	None
NSF Fee	$35	per item	None
Returned Checks Fee (Member Drawn)	$35	per item	None
ATM & Card
ATM/Debit Replacement Fee	$6	per item	None
Check Services
Inactive Cashier Check	$5Not compared: Monthly charge, not per item	per month	None
Stop Payment (Cashier Check)	$35	per item	None
Stop Payment Fee	$35	per item	None
Counter Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Counter Checks (Premier)	No charge	Not stated	None
Check Copy Fee	$3	per item	None
Cash & Deposit
Deposited Return Item Fee	$5	per item	None
Account Services
Notary Service	$5	per item	None
Notary Service (Premier)	No charge	Not stated	None
Lost Key and Key Cost	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10"x10"	$55	Not stated	None
Safe Deposit Box 3"x10"	$25	Not stated	None
Safe Deposit Box 3"x5"	$20	Not stated	None
Safe Deposit Box 5"x10"	$35	Not stated	None
Other Fees
Fax	$1	per item	None
Statement Copy	$2	per item	None

Correct a fee source

Aug 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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