Ussco Johnstown Federal Credit Union

Headquarters: Johnstown, Pennsylvania
Charter: Credit Union
Assets: $173.7M
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Ussco Johnstown Federal Credit Union: $35
Ussco Johnstown Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Ussco Johnstown Federal Credit Union: $35
Ussco Johnstown Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Ussco Johnstown Federal Credit Union: $15
Ussco Johnstown Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ussco Johnstown Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$5
Escheatable – after 3 years$25
Inactive/Dormant Account$5
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement$10
per month

Overdraft & NSF

NSF Item Paid/Courtesy Pay$35
per item
NSF Item Returned/Insufficient Funds$35
per item
Overdraft from Savings$1
per item

ATM & Card

Card Replacement$10
per item
Foreign transactions1%of the transaction

Wire Transfers

Wire Transfer (Outgoing)$15
per item
Wire Transfer (Incoming)$5
per item

Check Services

Money Order$2.50
per item
ACH Stop Payment$35
per item
Stop Payment$35
per item
Non-Member On-Us Check Cashing$5
per item
Photocopies of Checks$2
per item

Cash & Deposit

Returned Item$25
per item

Account Services

Garnishment Processing$50
Legal/Attachment Processing$50

Gift & Prepaid Cards

Visa Gift Cards$2.50
per item

Other Fees

Photocopy$0.05
per item
Statement Copy$5
per item
Use of Fax$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$5	Not stated	None
Escheatable – after 3 years	$25	Not stated	None
Inactive/Dormant Account	$5	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement	$10	per month	None
Overdraft & NSF
NSF Item Paid/Courtesy Pay	$35	per item	None
NSF Item Returned/Insufficient Funds	$35	per item	None
Overdraft from Savings	$1	per item	None
ATM & Card
Card Replacement	$10	per item	None
Foreign transactions	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$15	per item	None
Wire Transfer (Incoming)	$5	per item	None
Check Services
Money Order	$2.50	per item	None
ACH Stop Payment	$35	per item	None
Stop Payment	$35	per item	None
Non-Member On-Us Check Cashing	$5	per item	None
Photocopies of Checks	$2	per item	None
Cash & Deposit
Returned Item	$25	per item	None
Account Services
Garnishment Processing	$50	Not stated	None
Legal/Attachment Processing	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$2.50	per item	None
Other Fees
Photocopy	$0.05	per item	None
Statement Copy	$5	per item	None
Use of Fax	$1	per item	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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