Wellspring Federal Credit Union Fees: NSF $25 (2026)

Wellspring Federal Credit Union Fees: NSF $25 (2026) | Fee Insight

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Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Account closure within 90 days of opening	$20	one time	—	Source
Account research	$25	varies	one hour minimum, per hour	Source
Checking account inactivity fee	$12	per month	after 12 months no activity	Source
Copy of statement	$3	per item	—	Source
Dormant account	$26	one time	charged after 36 months of inactivity	Source
Returned statement fee for returned mail	$5	per item	due to wrong address	Source
Overdraft & NSFVerified
Overdraft protection transfer	$3	per item	transfer from savings	Source
Return item / NSF / Overdraft / Courtesy pay item	$25	per item	—	Source
ATM & CardVerified
Debit card / Credit card replacement	$5	per item	—	Source
Wire TransfersVerified
Foreign wire transfer	$40	per item	—	Source
Outgoing wire transfer (Western Union)	$15	per item	—	Source
Check ServicesVerified
Check cashing	$5	per item	applied if balance under $100 and no active checking or loan account	Source
Money order	$1	per item	—	Source
Photocopy	$1
Cash & DepositVerified
Coin machine (non-members)	—	per item	3% of total	Source
Return check on member deposit	$5	per item	—	Source
Account ServicesVerified
Drill safe deposit box	$100	one time	—	Source
Safe deposit box - 10x10	$45	per year	—	Source
Safe deposit box - 3x10	$25

Wellspring Federal Credit Union