vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$5 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
$2.50 above the national median$0.50 above the Illinois median
$65 above the national median$65 above the Illinois median
$155 above the national median$155 above the Illinois median
$125 above the national median$125 above the Illinois median
$15 below the national median$15 below the Illinois median
$40 above the national median$40 above the Illinois median
$5 above the national median$5 above the Illinois median
$25 above the national median$25 above the Illinois median
$75 above the national median$50 above the Illinois median
$10 below the national median$10 below the Illinois median
$1.45 above the national median$1.45 above the Illinois median
one time · one time purchase fee · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Reconciliation (per hour). | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (per paid item) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Illinois median | — | — | Source |
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fees: Outgoing Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Wire Transfer Fees: Outgoing International | $50 | ||||
Check ServicesVerified | |||||
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| 5x10……………………………………………………………… | $110Above the typical range ($30–$70 nationally) | $65 above the national median$65 above the Illinois median | — | — | Source |
| Drilling | $200 | ||||
Lending FeesVerified | |||||
| 30 Day Late Charge | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards Mastercard | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1.45 above the Illinois median | one time | one time purchase fee | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
5 of 15
Published fees
16
Under review
0
Assets
$2.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.2B
Total deposits
$1.8B
Service charge income
$111K
Fee income ratio
0.93%
Return on assets
0.31%
Branches
4
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| $155 above the national median$155 above the Illinois median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $170Above the typical range ($30–$70 nationally) | $125 above the national median$125 above the Illinois median | — | — | Source |
| Safe Deposit Box 2x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$15 below the Illinois median | — | — | Source |
| Safe Deposit Box 3x10 | $85Above the typical range ($30–$70 nationally) | $40 above the national median$40 above the Illinois median | — | — | Source |
| Safe Deposit Box 3x5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Safe Deposit Box 5x5 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$25 above the Illinois median | — | — | Source |
| Garnishments, Levies, Liens | $125Above the typical range ($30–$89.38 nationally) | $75 above the national median$50 above the Illinois median | — | — | Source |