Coastal Community Federal Credit Union

Headquarters: Galveston, Texas
Charter: Credit Union
Assets: $93.3M
Fed district: Dallas

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Coastal Community Federal Credit Union: $30
Coastal Community Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Coastal Community Federal Credit Union: $30
Coastal Community Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Coastal Community Federal Credit Union: $3.50
Coastal Community Federal Credit Union: $3.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Coastal Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within 30 Days$25
Escheat Fee$10
Account Reconciliation Per Hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$2
Excessive Withdrawal (After 6 per Month)$5
Undeliverable/Returned Mail Fee$5

Overdraft & NSF

Overdraft Protection$30
NSF Returned Check$30
Auto Transfer Overdraft Per Trans$2

ATM & Card

ATM Withdrawal (Out of Network)$3.50
Replacement Card - Lost or Stolen$10

Wire Transfers

Wire Transfers International: Outgoing International Foreign$30

Check Services

Cashier's Check$5
Cashier’s Check for 65 years of age and older$2
Money Order$2
Stop Payment - ACH$30
Stop Payment - Credit Union Check$30
Temporary Checks$2
Check Cashing Fee (audience not stated, treated as personal)2%
Photo Copy of Check$2

Cash & Deposit

Non Member Coin Machine Fee9%
Charge Back Item Fee$30

Account Services

Key Replacement$50
Not compared: Box drilling or key fee
Key/Drilling$150
Not compared: Box drilling or key fee
Safe Deposit Box 15" x 15" x 27"$75
Safe Deposit Box 3" x 10" x 22"$30
Safe Deposit Box 3" x 5" x 22"$20
Safe Deposit Box 5" x 10" x 22"$50
Safe Deposit Box 5" x 5" x 22"$25
Garnishments/Levies$30

Lending Fees

Late Fee After 10 Days$30
Visa Late Fee$30

Gift & Prepaid Cards

Visa Gift Cards ($25 - $1000)$3

Other Fees

Incoming Fax$2
Outgoing Fax$1
Loan Skip A Pay$30

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 30 Days	$25	Not stated	None
Escheat Fee	$10	Not stated	None
Account Reconciliation Per Hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$2	Not stated	None
Excessive Withdrawal (After 6 per Month)	$5	Not stated	None
Undeliverable/Returned Mail Fee	$5	Not stated	None
Overdraft & NSF
Overdraft Protection	$30	Not stated	None
NSF Returned Check	$30	Not stated	None
Auto Transfer Overdraft Per Trans	$2	Not stated	None
ATM & Card
ATM Withdrawal (Out of Network)	$3.50	Not stated	None
Replacement Card - Lost or Stolen	$10	Not stated	None
Wire Transfers
Wire Transfers International: Outgoing International Foreign	$30	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Cashier’s Check for 65 years of age and older	$2	Not stated	None
Money Order	$2	Not stated	None
Stop Payment - ACH	$30	Not stated	None
Stop Payment - Credit Union Check	$30	Not stated	None
Temporary Checks	$2	Not stated	None
Check Cashing Fee (audience not stated, treated as personal)	2%	Not stated	None
Photo Copy of Check	$2	Not stated	None
Cash & Deposit
Non Member Coin Machine Fee	9%	Not stated	None
Charge Back Item Fee	$30	Not stated	None
Account Services
Key Replacement	$50Not compared: Box drilling or key fee	Not stated	None
Key/Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 15" x 15" x 27"	$75	Not stated	None
Safe Deposit Box 3" x 10" x 22"	$30	Not stated	None
Safe Deposit Box 3" x 5" x 22"	$20	Not stated	None
Safe Deposit Box 5" x 10" x 22"	$50	Not stated	None
Safe Deposit Box 5" x 5" x 22"	$25	Not stated	None
Garnishments/Levies	$30	Not stated	None
Lending Fees
Late Fee After 10 Days	$30	Not stated	None
Visa Late Fee	$30	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards ($25 - $1000)	$3	Not stated	None
Other Fees
Incoming Fax	$2	Not stated	None
Outgoing Fax	$1	Not stated	None
Loan Skip A Pay	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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