Mercer County Community Federal Credit Union

Headquarters: Hermitage, Pennsylvania
Charter: Credit Union
Assets: $114.7M
Fed district: Cleveland

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Mercer County Community Federal Credit Union: $25
Mercer County Community Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Mercer County Community Federal Credit Union: $25
Mercer County Community Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Mercer County Community Federal Credit Union: $30
Mercer County Community Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mercer County Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$5
Account Dormant Escheat$25
Account Reconciliation$25
Account Research/Verification$25
Returned Mail$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft$25
per item
NSF (Non-Sufficient Funds)$25
per item
Returned Item$25
per item

ATM & Card

VISA Card Replacement$15
per item

Wire Transfers

Wire Transfer (Outgoing)$30
per item
Wire Transfer (Incoming)$20
per item
Wire Transfer (International)$50
per item

Check Services

Cashier’s Check$5
per item
Official Check$5
per item
Money Order$1
per item
Stop Payment$25
per item
Non-Member Check Cashing$5
per item
Copy of Check$5
per item

Account Services

NotaryNo charge
Levy/Garnishment/Court Order$25

Retirement & IRA

IRA Account Transfer Fee (To another institution)$25

Gift & Prepaid Cards

VISA Gift Card (plastic)$3.50
per item
VISA Gift Card (virtual)$2.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$5	Not stated	None
Account Dormant Escheat	$25	Not stated	None
Account Reconciliation	$25	Not stated	None
Account Research/Verification	$25	Not stated	None
Returned Mail	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft	$25	per item	None
NSF (Non-Sufficient Funds)	$25	per item	None
Returned Item	$25	per item	None
ATM & Card
VISA Card Replacement	$15	per item	None
Wire Transfers
Wire Transfer (Outgoing)	$30	per item	None
Wire Transfer (Incoming)	$20	per item	None
Wire Transfer (International)	$50	per item	None
Check Services
Cashier’s Check	$5	per item	None
Official Check	$5	per item	None
Money Order	$1	per item	None
Stop Payment	$25	per item	None
Non-Member Check Cashing	$5	per item	None
Copy of Check	$5	per item	None
Account Services
Notary	No charge	Not stated	None
Levy/Garnishment/Court Order	$25	Not stated	None
Retirement & IRA
IRA Account Transfer Fee (To another institution)	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card (plastic)	$3.50	per item	None
VISA Gift Card (virtual)	$2.50	per item	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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