Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Mercer County Community Federal Credit Union

Hermitage, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=account_research; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Account Reconciliation / $25.00" · Source

Overdraft & NSFVerified

NSF (Non-Sufficient Funds)$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=nsf; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="NSF (Non-Sufficient Funds) / $25.00/item" · Source
Overdraft$25Within the typical range ($20–$30 nationally)
$3 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=overdraft; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Overdraft / $25.00/item" · Source

ATM & CardVerified

VISA Card Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=card_replacement; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="VISA Card Replacement / $15.00/card" · Source

Wire TransfersVerified

Wire Transfer (Incoming)$20Above the typical range ($7.75–$15 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=wire_domestic_incoming; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Wire Transfer (Incoming) / $20.00/transfer" · Source
Wire Transfer (Outgoing)$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=wire_domestic_outgoing; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Wire Transfer (Outgoing) / $30.00/transfer" · Source

Check ServicesVerified

/money order$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=money_order; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="$1.00/money order" · Source
Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=cashiers_check; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Cashier’s Check / $5.00/check" · Source
Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=check_image; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Copy of Check / $5.00/copy" · Source
Non-Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=check_cashing; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Non-Member Check Cashing / $5.00/item" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=stop_payment; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Stop Payment / $25.00/request" · Source

Retirement & IRAVerified

IRA Account Transfer Fee (To another institution)$25Within the typical range ($25–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=ira_termination; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="IRA Account Transfer Fee (To another institution) / $25.00/account" · Source

Gift & Prepaid CardsVerified

VISA Gift Card (plastic)$3.50Within the typical range ($3–$4.95 nationally)
$0.13 below the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=gift_card_purchase; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="VISA Gift Card (plastic) / $3.50/card" · Source
VISA Gift Card (virtual)$2.50Below the typical range ($3–$4.95 nationally)
$1.13 below the national median
Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=gift_card_purchase; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="VISA Gift Card (virtual) / $2.50/card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=account_research; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Account Reconciliation / $25.00"	Source
Overdraft & NSFVerified
NSF (Non-Sufficient Funds)	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=nsf; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="NSF (Non-Sufficient Funds) / $25.00/item"	Source
Overdraft	$25
ATM & CardVerified
VISA Card Replacement	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=card_replacement; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="VISA Card Replacement / $15.00/card"	Source
Wire TransfersVerified
Wire Transfer (Incoming)	$20Above the typical range ($7.75–$15 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=wire_domestic_incoming; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="Wire Transfer (Incoming) / $20.00/transfer"	Source
Wire Transfer (Outgoing)
Check ServicesVerified
/money order	$1Below the typical range ($2–$3.50 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=money_order; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="$1.00/money order"	Source
Cashier’s Check	$5
Retirement & IRAVerified
IRA Account Transfer Fee (To another institution)	$25Within the typical range ($25–$40 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=ira_termination; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="IRA Account Transfer Fee (To another institution) / $25.00/account"	Source
Gift & Prepaid CardsVerified
VISA Gift Card (plastic)	$3.50Within the typical range ($3–$4.95 nationally)	$0.13 below the national median	—	Knox deterministic extraction from Rosetta artifact #1557. canonical_hint=gift_card_purchase; text_hash=a982b52b972b32ff594f5c3b8751c35af79e8d2a82b6dff12dd9d6807cd982f9; excerpt="VISA Gift Card (plastic) / $3.50/card"	Source
VISA Gift Card (virtual)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$114.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$114.7M

Total deposits

$102.0M

Service charge income (year to date)

$202K

Fee income ratio

6.7%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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