Dakota Plains Federal Credit Union

Headquarters: Lemmon, South Dakota
Charter: Credit Union
Assets: $84.4M
Fed district: Minneapolis

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Dakota Plains Federal Credit Union: $25
Dakota Plains Federal Credit Union: $25
U.S. median: no median
Stop Payment
Dakota Plains Federal Credit Union: $29
Dakota Plains Federal Credit Union: $29
U.S. median: no median
Paper Statement
Dakota Plains Federal Credit Union: $4
Dakota Plains Federal Credit Union: $4
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dakota Plains Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Fee$10
per month
Account Closed within 90 Days of Opening$25
Dormant/Inactive Account Fee (1)$10
per month
Paper Statement Fee (on new accounts)$4
per month
Excessive withdrawals (in excess of 3 per month)$10
per item
Returned Statement/Official Notice$5
Not compared: Charged per statement; comparison unavailable
per statement · Returned Statement/Official Notice | $5.00/statement, notice

ATM & Card

Debit/Credit Card Replacement$15
per item

Wire Transfers

Wire out Transactions$25

Check Services

Stop Payment (check/draft & ACH)$29
per item
Counter Checks [4 per page] (first 12 free with new account)$2.50
Not compared: Charged per page; comparison unavailable
per page

Digital & Electronic

ACH Origination Set-Up (except a loan payment to DPFCU)$10

Cash & Deposit

Coin Counting Non-Member (audience not stated, treated as personal)5%($5 minimum)

Account Services

Safe Deposit Box Closed – returning only 1 key$40
Not compared: Box drilling or key fee
Safe Deposit Box Late Payment (after 10 days past due)$10
Not compared: Box drilling or key fee
Safe Deposit Box Rental – Hettinger Only (varies by size)$20
Safe Deposit Box Replacement$40

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee	$10	per month	None
Account Closed within 90 Days of Opening	$25	Not stated	None
Dormant/Inactive Account Fee (1)	$10	per month	None
Paper Statement Fee (on new accounts)	$4	per month	None
Excessive withdrawals (in excess of 3 per month)	$10	per item	None
Returned Statement/Official Notice	$5Not compared: Charged per statement; comparison unavailable	per statement	Returned Statement/Official Notice \| $5.00/statement, notice
ATM & Card
Debit/Credit Card Replacement	$15	per item	None
Wire Transfers
Wire out Transactions	$25	Not stated	None
Check Services
Stop Payment (check/draft & ACH)	$29	per item	None
Counter Checks [4 per page] (first 12 free with new account)	$2.50Not compared: Charged per page; comparison unavailable	per page	None
Digital & Electronic
ACH Origination Set-Up (except a loan payment to DPFCU)	$10	Not stated	None
Cash & Deposit
Coin Counting Non-Member (audience not stated, treated as personal)	5%($5 minimum)	Not stated	None
Account Services
Safe Deposit Box Closed – returning only 1 key	$40Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Payment (after 10 days past due)	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental – Hettinger Only (varies by size)	$20	Not stated	None
Safe Deposit Box Replacement	$40	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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