East River Federal Credit Union

Headquarters: Madison, South Dakota
Charter: Credit Union
Assets: $41.9M
Fed district: Minneapolis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
East River Federal Credit Union: $30
East River Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
East River Federal Credit Union: $10 to $30
East River Federal Credit Union: $10 to $30
U.S. median: no median
Non-Network ATM
East River Federal Credit Union: No fee
East River Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for South Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
South Dakota: Banks and credit unions headquartered in South Dakota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from East River Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account -monthly$5
per month
Account Reconciliation & Research: Non-Members$5
Returned Mail for Incorrect Address$2

Overdraft & NSF

Overdraft Paid through Courtesy Pay$30
per item
Insufficient Funds (NSF) NSF Returned$30
Non-sufficient Funds (NSF) Returned$30
Return Check Order for Incorrect Address$10

ATM & Card

Foreign ATM – Per TransactionNo charge
per transaction
Replacement Card Order$10
Rush Card$25
Rush PINNo charge

Wire Transfers

Outgoing Wire$25
Incoming WireNo charge

Check Services

CU Check Stop Payment$35
Stop Payment: ACH Item$25
Temporary Checks, per 16 checks$5
CHECK CASHING ONUS: MembersNo charge
Draft Photocopy: Over 90 Days$5

Digital & Electronic

ACH Returned for Non-Sufficient funds (NSF)$30

Cash & Deposit

Return Deposit Item$30

Account Services

Legal Order/Levy (Compliance with)$30

Gift & Prepaid Cards

Gift Cards (Visa), per card: Members$3

Other Fees

Incoming FaxNo charge
Photocopy (per page over 10 pages)$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account -monthly	$5	per month	None
Account Reconciliation & Research: Non-Members	$5	Not stated	None
Returned Mail for Incorrect Address	$2	Not stated	None
Overdraft & NSF
Overdraft Paid through Courtesy Pay	$30	per item	None
Insufficient Funds (NSF) NSF Returned	$30	Not stated	None
Non-sufficient Funds (NSF) Returned	$30	Not stated	None
Return Check Order for Incorrect Address	$10	Not stated	None
ATM & Card
Foreign ATM – Per Transaction	No charge	per transaction	None
Replacement Card Order	$10	Not stated	None
Rush Card	$25	Not stated	None
Rush PIN	No charge	Not stated	None
Wire Transfers
Outgoing Wire	$25	Not stated	None
Incoming Wire	No charge	Not stated	None
Check Services
CU Check Stop Payment	$35	Not stated	None
Stop Payment: ACH Item	$25	Not stated	None
Temporary Checks, per 16 checks	$5	Not stated	None
CHECK CASHING ONUS: Members	No charge	Not stated	None
Draft Photocopy: Over 90 Days	$5	Not stated	None
Digital & Electronic
ACH Returned for Non-Sufficient funds (NSF)	$30	Not stated	None
Cash & Deposit
Return Deposit Item	$30	Not stated	None
Account Services
Legal Order/Levy (Compliance with)	$30	Not stated	None
Gift & Prepaid Cards
Gift Cards (Visa), per card: Members	$3	Not stated	None
Other Fees
Incoming Fax	No charge	Not stated	None
Photocopy (per page over 10 pages)	$0.25	per item	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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