Arc Federal Credit Union

Headquarters: Altoona, Pennsylvania
Charter: Credit Union
Assets: $154.0M
Fed district: Philadelphia

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Arc Federal Credit Union: $25
Arc Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Arc Federal Credit Union: $30
Arc Federal Credit Union: $30
U.S. median: no median
Stop Payment
Arc Federal Credit Union: $25
Arc Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Arc Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account After 2nd Year$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$1
per month

Overdraft & NSF

Courtesy Pay (per presentment)$25
per item
Courtesy Pay fee$25
per item

ATM & Card

Replacement Card 1-2 per calendar yearNo charge
Replacement Card over 2 per calendar year$15
per item

Wire Transfers

Wire Fee Domestic Outgoing$30
Wire Fee Domestic Incoming$15

Check Services

Cashier Checks$3
Money Orders$2
Stop Pay of ACH if presented$25
Stop Payment on Check (Single or Series)$25
Counter Checks (4 on a sheet)$4
per item
Non-Member Check Cashing Fee$5
Copy Draft Up to 7 Years$2

Digital & Electronic

Cleared ACH/Share Draft Return$25
Online Banking & Bill Pay AccessNo charge

Account Services

Subordination Agreements$250

Retirement & IRA

IRA Rollover/Transfer Fee$25
per item

Gift & Prepaid Cards

Prepaid Everyday Spend Card$5
Prepaid Gift Card$3

Other Fees

Account Printout/Photocopies$1

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account After 2nd Year	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$1	per month	None
Overdraft & NSF
Courtesy Pay (per presentment)	$25	per item	None
Courtesy Pay fee	$25	per item	None
ATM & Card
Replacement Card 1-2 per calendar year	No charge	Not stated	None
Replacement Card over 2 per calendar year	$15	per item	None
Wire Transfers
Wire Fee Domestic Outgoing	$30	Not stated	None
Wire Fee Domestic Incoming	$15	Not stated	None
Check Services
Cashier Checks	$3	Not stated	None
Money Orders	$2	Not stated	None
Stop Pay of ACH if presented	$25	Not stated	None
Stop Payment on Check (Single or Series)	$25	Not stated	None
Counter Checks (4 on a sheet)	$4	per item	None
Non-Member Check Cashing Fee	$5	Not stated	None
Copy Draft Up to 7 Years	$2	Not stated	None
Digital & Electronic
Cleared ACH/Share Draft Return	$25	Not stated	None
Online Banking & Bill Pay Access	No charge	Not stated	None
Account Services
Subordination Agreements	$250	Not stated	None
Retirement & IRA
IRA Rollover/Transfer Fee	$25	per item	None
Gift & Prepaid Cards
Prepaid Everyday Spend Card	$5	Not stated	None
Prepaid Gift Card	$3	Not stated	None
Other Fees
Account Printout/Photocopies	$1	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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