Pinpoint Federal Credit Union

Headquarters: Milton, Pennsylvania
Charter: Credit Union
Assets: $30.2M
Fed district: Philadelphia

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Alternate Route Checking $5 · Epic Bazing Checking (rewards checking) $6
Compared at $5.50, the middle of its prices
Pinpoint Federal Credit Union: $5 to $6
Pinpoint Federal Credit Union: $5 to $6
U.S. median: no median
Overdraft (OD)
Pinpoint Federal Credit Union: $30
Pinpoint Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Pinpoint Federal Credit Union: $30
Pinpoint Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pinpoint Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Alternate Route Checking (second chance checking without rewards) Monthly service charge$5
per month
Epic Bazing Checking (rewards checking) Monthly service charge$6
per month
Essential Checking paper statement fee (Free with e-statements)$3
per month

Overdraft & NSF

Overdraft (OD)$30
Overdraft Transfers from "linked account" share accounts onlyNo charge

ATM & Card

Replacement Card$10
Rushed Card Fee$50
per item
Rushed Card Fee$50
per item

Wire Transfers

Outgoing Wire Fee$30
Incoming Wire Fee (deducted from deposit/payment)$15

Check Services

Money Order$1
Stop Payment (ACH, check or bill pay transaction)$20
per item
Non-member Check Cashing Fee (audience not stated, treated as personal)2%

Cash & Deposit

Non-member Coin Machine Fee7%
Deposited checks returned unpaid$25

Account Services

Government Levy$100

Gift & Prepaid Cards

Visa® Gift Card$2

Other Fees

Copy Fee$0.25
Not compared: Charged per page; comparison unavailable
per page
Fax: after 1st page outside of 570 area code$0.50
Not compared: Charged per page; comparison unavailable
per page
Statement Reprint$3
Subordination Agreement (Home Loans)$300

Fee	Amount	Basis	Note
Account Maintenance
Alternate Route Checking (second chance checking without rewards) Monthly service charge	$5	per month	None
Epic Bazing Checking (rewards checking) Monthly service charge	$6	per month	None
Essential Checking paper statement fee (Free with e-statements)	$3	per month	None
Overdraft & NSF
Overdraft (OD)	$30	Not stated	None
Overdraft Transfers from "linked account" share accounts only	No charge	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Rushed Card Fee	$50	per item	None
Rushed Card Fee	$50	per item	None
Wire Transfers
Outgoing Wire Fee	$30	Not stated	None
Incoming Wire Fee (deducted from deposit/payment)	$15	Not stated	None
Check Services
Money Order	$1	Not stated	None
Stop Payment (ACH, check or bill pay transaction)	$20	per item	None
Non-member Check Cashing Fee (audience not stated, treated as personal)	2%	Not stated	None
Cash & Deposit
Non-member Coin Machine Fee	7%	Not stated	None
Deposited checks returned unpaid	$25	Not stated	None
Account Services
Government Levy	$100	Not stated	None
Gift & Prepaid Cards
Visa® Gift Card	$2	Not stated	None
Other Fees
Copy Fee	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Fax: after 1st page outside of 570 area code	$0.50Not compared: Charged per page; comparison unavailable	per page	None
Statement Reprint	$3	Not stated	None
Subordination Agreement (Home Loans)	$300	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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