VerifiedCommunity credit union, under $300M

Etma Federal Credit Union

Louisville, TennesseeCredit UnionAtlanta district

Fee schedule collected Apr 21, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$30.4M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

21% above the national median overdraft fee

Total fees: 7 — leaner than most institutions

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Classic Checking Monthly Maintenance Fee$2
per month · with paper statements; no fee with e-statements · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Classic Checking Monthly Maintenance Fee	$2	per month	with paper statements; no fee with e-statements	Source
Premium Checking Monthly Maintenance Fee	$4	per month	if balance falls below $500	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$35	per item	—	Source
NSF Fee	$35	per item	—	Source
Check ServicesVerified
Check Copy Fee	$2	per item	—	Source
Stop Payment Fee	$30	per item	—	Source
Account ServicesVerified
Temporary Lien Fee	$10	per item	—	Source

How the headline fees compare

Published fees

Size and fee revenue