Queensborough National Bank & Trust Company

Headquarters: Louisville, Georgia
Charter: Bank
Assets: $2.3B
Fed district: Atlanta

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Q Now Account
Queensborough National Bank & Trust Company: $10
Queensborough National Bank & Trust Company: $10
U.S. median: no median
Overdraft (OD)
Queensborough National Bank & Trust Company: $32
Queensborough National Bank & Trust Company: $32
U.S. median: no median
NSF / Returned Item
Queensborough National Bank & Trust Company: $32
Queensborough National Bank & Trust Company: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Queensborough National Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Q Now Account Monthly Maintenance Fee$10
per month
Account Escheatment Fee$50
Dormant Account$5
per month
Excessive Withdrawal Fee$5
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Overdraft (OD) (audience not stated, treated as personal)$32
QNBT’s standard NSF/Overdraft Item Charge (audience not stated, treated as personal)$32
Overdraft Transfer Fee$10
per item

ATM & Card

Withdrawal, Transfer, Inquiry at Non-QNBT ATM$1
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Q Now Account Monthly Maintenance Fee	$10	per month	None
Account Escheatment Fee	$50	Not stated	None
Dormant Account	$5	per month	None
Excessive Withdrawal Fee	$5Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Overdraft (OD) (audience not stated, treated as personal)	$32	Not stated	None
QNBT’s standard NSF/Overdraft Item Charge (audience not stated, treated as personal)	$32	Not stated	None
Overdraft Transfer Fee	$10	per item	None
ATM & Card
Withdrawal, Transfer, Inquiry at Non-QNBT ATM	$1	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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