Methuen Federal Credit Union

Headquarters: Methuen, Massachusetts
Charter: Credit Union
Assets: $41.8M
Fed district: Boston

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Methuen Federal Credit Union: $25
Methuen Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Methuen Federal Credit Union: $20
Methuen Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Methuen Federal Credit Union: $15
Methuen Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Methuen Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Fee$1
per month
Account reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Account research$30
Not compared: Charged per hour; comparison unavailable
per hour
Excessive withdrawal Miscellaneous Club$5
Not compared: Monthly charge, not per item
per month
Paper Statement$2
per item
Regular share account excessive withdrawal fee$5
Return mail address correction$2.50
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$25
per item
Return check fee$20
per item
Returned item fee (draft, ach, debit)$20
per item

Wire Transfers

Wire transfer/domestic$15
per item

Check Services

Stop Payment fee$20
per item

Digital & Electronic

Inactive Bill Pay Account$4.95
per month

Lending Fees

Late payment fee$10

Retirement & IRA

IRA Transfer Out Fee$25
per item

Other Fees

Interim Statement$2

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Fee	$1	per month	None
Account reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive withdrawal Miscellaneous Club	$5Not compared: Monthly charge, not per item	per month	None
Paper Statement	$2	per item	None
Regular share account excessive withdrawal fee	$5	Not stated	None
Return mail address correction	$2.50Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$25	per item	None
Return check fee	$20	per item	None
Returned item fee (draft, ach, debit)	$20	per item	None
Wire Transfers
Wire transfer/domestic	$15	per item	None
Check Services
Stop Payment fee	$20	per item	None
Digital & Electronic
Inactive Bill Pay Account	$4.95	per month	None
Lending Fees
Late payment fee	$10	Not stated	None
Retirement & IRA
IRA Transfer Out Fee	$25	per item	None
Other Fees
Interim Statement	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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