Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Methuen Federal Credit Union

Methuen, MassachusettsCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account reconciliation$30Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source
Return check fee$20Below the typical range ($25–$31 nationally)
$10 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account reconciliation	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Inactive Account Fee	$1Below the typical range ($5–$10 nationally)	$4 below the national median	per month	—	Source
Paper Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	—	Source
Overdraft & NSFVerified
Overdraft Fee	$25Within the typical range ($25–$32 nationally)	$5 below the national median	per item	—	Source
Return check fee	$20
Check ServicesVerified
Stop Payment fee	$20Within the typical range ($20–$30 nationally)	$6 below the national median	per item	—	Source
Digital & ElectronicVerified
Inactive Bill Pay Account	$4.95Within the typical range ($0–$11.48 nationally)	$0.02 below the national median	per month	—	Source
Lending FeesVerified
Late payment fee	$10Below the typical range ($15–$25 nationally)	$11 below the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer Out Fee	$25Within the typical range ($25–$35.63 nationally)	At the national median	—	—	Source
Other FeesVerified
Interim Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

Fee change alerts

Get an email when Methuen Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Methuen Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$41.8M

Work at Methuen Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. Priced on request: we reply within one business day with scope and price.

Request the report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$41.8M

Total deposits

$37.5M

Service charge income (year to date)

$81K

Fee income ratio

8.6%

Return on assets

0.47%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,850 published fee entries from 2,498 institutions

See pricing