Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Horizon Federal Credit Union

Williamsport, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Bad Address Fee$5Below the typical range ($20–$25 nationally)

Dormant Account$10

$5 above the national median

per month · Source

Overdraft & NSFVerified

Non-Sufficient Funds Fee$35Above the typical range ($25–$31 nationally)
$5 above the national median
Source
Overdraft Protection Fee$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Returned Payment (MasterCard)$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source

ATM & CardVerified

ATM Transaction Fee$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
Source

Wire TransfersVerified

Wire Transfer - Domestic Outgoing$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source

Check ServicesVerified

Money Order$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
Stop Payment Fee (ACH, Bill Pay, CU Check, Member Check & Money Order)$25Within the typical range ($20–$30 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Bad Address Fee	$5Below the typical range ($20–$25 nationally)	$20 below the national median	per month	—	Source
Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds Fee	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	—	Source
Overdraft Protection Fee	$35
ATM & CardVerified
ATM Transaction Fee	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfer - Domestic Outgoing	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Check ServicesVerified
Money Order	$2Within the typical range ($1.75–$3 nationally)	At the national median	—	—	Source
Stop Payment Fee (ACH, Bill Pay, CU Check, Member Check & Money Order)	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 9 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$152.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$152.4M

Total deposits

$137.6M

Service charge income (year to date)

$613K

Fee income ratio

10.6%

Return on assets

-0.22%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 33,861 verified fees from 2,470 institutions

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