United Bank

Headquarters: Zebulon, Georgia
Charter: Bank
Assets: $2.2B
Fed district: Atlanta

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Gold Checking Account
United Bank: $15
United Bank: $15
U.S. median: no median
Non-Network ATM
United Bank: $1.50
United Bank: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
United Bank: $15 to $25
United Bank: $15 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United Bank’s own schedules, with a source for each figure.

Account Maintenance

Gold Checking Account Monthly service fee$15
per month
Research (General)$3
Undeliverable Mail$5
per month

ATM & Card

Foreign Terminals (Non-United Bank ATMs)$1.50
per item

Wire Transfers

Domestic (Outgoing) via AccessBusiness wire$15
per item
Domestic (Outgoing) wire (audience not stated, treated as personal)$25
per item
Domestic (Incoming) wire (audience not stated, treated as personal)$15
per item

Check Services

Official Checks: Customer$5
per item
Stop Payment Fee$35
per item
Collection Items: Domestic$25
per item

Cash & Deposit

Chargeback Fee (Returned Deposit Item Fee)$5

Account Services

Replacement or Duplicate Key$20
Not compared: Box drilling or key fee
Subpoenas/Garnishment/Legal Research (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour

Fee	Amount	Basis	Note
Account Maintenance
Gold Checking Account Monthly service fee	$15	per month	None
Research (General)	$3	Not stated	None
Undeliverable Mail	$5	per month	None
ATM & Card
Foreign Terminals (Non-United Bank ATMs)	$1.50	per item	None
Wire Transfers
Domestic (Outgoing) via AccessBusiness wire	$15	per item	None
Domestic (Outgoing) wire (audience not stated, treated as personal)	$25	per item	None
Domestic (Incoming) wire (audience not stated, treated as personal)	$15	per item	None
Check Services
Official Checks: Customer	$5	per item	None
Stop Payment Fee	$35	per item	None
Collection Items: Domestic	$25	per item	None
Cash & Deposit
Chargeback Fee (Returned Deposit Item Fee)	$5	Not stated	None
Account Services
Replacement or Duplicate Key	$20Not compared: Box drilling or key fee	Not stated	None
Subpoenas/Garnishment/Legal Research (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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