Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Ferko Md Federal Credit Union

Frederick, MarylandCredit UnionRichmond Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant account fee (after 30 months with no activity)$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Insufficient Funds (NSF) Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Maryland median
Source
Overdraft Transfer (ODT) Fee$25Above the typical range ($2.50–$5 nationally)
$20 above the national median$20 above the Maryland median
Source

Check ServicesVerified

Stop Payment Fee Ferko or PNC check: 1 Item$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 below the Maryland median
Source
Copy of cancelled check Ferko or PNC$5Within the typical range ($2–$5 nationally)
$2 above the national medianAt the Maryland median
per item · Source

Account ServicesVerified

Garnishment, tax levies, court orders$25Below the typical range ($30–$87.50 nationally)
$25 below the national median$75 below the Maryland median
Source
Deposit Account Verification$5Within the typical range ($5–$15 nationally)
$5 below the national median$5 below the Maryland median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant account fee (after 30 months with no activity)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Maryland median	per month	—	Source
Account research/Reconciliation	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$2.50 below the Maryland median	—	—	Source
Bad Address Returned Statement	$0Below the typical range ($12–$25 nationally)	$17.50 below the national median$17.50 below the Maryland median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds (NSF) Fee	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Maryland median	—	—	Source
Overdraft Transfer (ODT) Fee	$25
Check ServicesVerified
Stop Payment Fee Ferko or PNC check: 1 Item	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$2.50 below the Maryland median	—	—	Source
Copy of cancelled check Ferko or PNC	$5
Account ServicesVerified
Garnishment, tax levies, court orders	$25Below the typical range ($30–$87.50 nationally)	$25 below the national median$75 below the Maryland median	—	—	Source
Deposit Account Verification	$5
Other FeesVerified
Copy of Statement Interim or Quarterly	$5Within the typical range ($2–$5 nationally)	$2 above the national medianAt the Maryland median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

10 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$30.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$30.1M

Total deposits

$24.2M

Service charge income (year to date)

$13K

Fee income ratio

2.0%

Return on assets

1.93%

Financial profile · Pro

Performance from regulator filings

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