Victoria Teachers Federal Credit Union

Headquarters: Victoria, Texas
Charter: Credit Union
Assets: $18.0M
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Victoria Teachers Federal Credit Union: $5
Victoria Teachers Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Victoria Teachers Federal Credit Union: $25
Victoria Teachers Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Victoria Teachers Federal Credit Union: $1
Victoria Teachers Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Victoria Teachers Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Quarterly Maintenance Fee (If $100.00 average daily balance is not maintained)$5
Closing account within 90 days of opening$25
Inactive account fee (Per year)$5
Not compared: Annual charge, not monthly
per year
Account Research (Per hour - one-hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (Per hour - one-hour minimum) | $25.00
Statement Balancing$25
varies · Per hour - one-hour minimum
Return Mail$2

Overdraft & NSF

NSF (Non-Sufficient Funds) (Each)$25
per item
Overdraft Transfer from regular shares (Each)$5
per item

ATM & Card

ATM Withdrawal Fee (From foreign ATM)$1
Replace Debit Card$5

Wire Transfers

Wire Fee (Outgoing)$25
Wire Fee (Incoming)No charge

Check Services

Stop Payments (Each)$29.50
per item
Temporary Checks (Eight checks total)$3
Temporary Checks (New Accounts)No charge
per item
Check cashing service (Non-member checks on us)$3
Copy of Check (Each)$2
per item

Digital & Electronic

ACH Returned Item (Each)$25
per item

Account Services

Notary Service (Members only)No charge

Other Fees

Copy/Printout of Statement (Per page)$1
Not compared: Charged per page; comparison unavailable
per page · Copy/Printout of Statement (Per page) | $1.00
Fax Copies (Per page)$1
Not compared: Charged per page; comparison unavailable
per page · Fax Copies (Per page) | $1.00

Fee	Amount	Basis	Note
Account Maintenance
Quarterly Maintenance Fee (If $100.00 average daily balance is not maintained)	$5	Not stated	None
Closing account within 90 days of opening	$25	Not stated	None
Inactive account fee (Per year)	$5Not compared: Annual charge, not monthly	per year	None
Account Research (Per hour - one-hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research (Per hour - one-hour minimum) \| $25.00
Statement Balancing	$25	varies	Per hour - one-hour minimum
Return Mail	$2	Not stated	None
Overdraft & NSF
NSF (Non-Sufficient Funds) (Each)	$25	per item	None
Overdraft Transfer from regular shares (Each)	$5	per item	None
ATM & Card
ATM Withdrawal Fee (From foreign ATM)	$1	Not stated	None
Replace Debit Card	$5	Not stated	None
Wire Transfers
Wire Fee (Outgoing)	$25	Not stated	None
Wire Fee (Incoming)	No charge	Not stated	None
Check Services
Stop Payments (Each)	$29.50	per item	None
Temporary Checks (Eight checks total)	$3	Not stated	None
Temporary Checks (New Accounts)	No charge	per item	None
Check cashing service (Non-member checks on us)	$3	Not stated	None
Copy of Check (Each)	$2	per item	None
Digital & Electronic
ACH Returned Item (Each)	$25	per item	None
Account Services
Notary Service (Members only)	No charge	Not stated	None
Other Fees
Copy/Printout of Statement (Per page)	$1Not compared: Charged per page; comparison unavailable	per page	Copy/Printout of Statement (Per page) \| $1.00
Fax Copies (Per page)	$1Not compared: Charged per page; comparison unavailable	per page	Fax Copies (Per page) \| $1.00

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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