Country Bank for Savings

Headquarters: Ware, Massachusetts
Charter: Bank
Assets: $2.2B
Fed district: Boston

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Perks Checking $10 · Relationship Rewards Checking $35
Compared at $22.50, the middle of its prices
Country Bank for Savings: $10 to $35
Country Bank for Savings: $10 to $35
U.S. median: no median
NSF / Returned Item
Country Bank for Savings: $5
Country Bank for Savings: $5
U.S. median: no median
Wire Transfer (Domestic Out)
Country Bank for Savings: $30
Country Bank for Savings: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Country Bank for Savings’s own schedules, with a source for each figure.

Account Maintenance

Perks Checking Monthly Fee$10
per month
Relationship Rewards Checking Monthly Fee$35
per month
Early Account Closeout$15
Early Account Closeout$15
Inactivity Fee$10
Account research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Reduced OD and NSF fees for 18/65 account customers (per item)$5
per item

ATM & Card

Card Replacement Fee$10

Wire Transfers

Domestic Outgoing Wire Fee$30
 Domestic Outgoing Wire Fee$30
Domestic Incoming Wire Fee$15
Incoming wiresNo charge
 Domestic Incoming Wire Fee$15
Foreign Outgoing Wire Fee$50
 Foreign Outgoing Wire Fee$50
Foreign Incoming Wire Fee$30
 Foreign Incoming Wire Fee$30

Check Services

Cashier Check$5
Cashier’s checksNo charge
 Cashier Check$5
Money Order$5
Money OrdersNo charge
 Money Order$5
Stop Payment Fee (check or electronic)$30
Counter Checks$2
 Counter Checks$2

Cash & Deposit

Return Deposited Item Fee$6.84

Lending Fees

Current cost for a full appraisal$475
Full appraisal (2-4 family property)$575
one time

Other Fees

Early Termination fee$500
one time

Fee	Amount	Basis	Note
Account Maintenance
Perks Checking Monthly Fee	$10	per month	None
Relationship Rewards Checking Monthly Fee	$35	per month	None
Early Account Closeout	$15	Not stated	None
Early Account Closeout	$15	Not stated	None
Inactivity Fee	$10	Not stated	None
Account research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Reduced OD and NSF fees for 18/65 account customers (per item)	$5	per item	None
ATM & Card
Card Replacement Fee	$10	Not stated	None
Wire Transfers
Domestic Outgoing Wire Fee	$30	Not stated	None
 Domestic Outgoing Wire Fee	$30	Not stated	None
Domestic Incoming Wire Fee	$15	Not stated	None
Incoming wires	No charge	Not stated	None
 Domestic Incoming Wire Fee	$15	Not stated	None
Foreign Outgoing Wire Fee	$50	Not stated	None
 Foreign Outgoing Wire Fee	$50	Not stated	None
Foreign Incoming Wire Fee	$30	Not stated	None
 Foreign Incoming Wire Fee	$30	Not stated	None
Check Services
Cashier Check	$5	Not stated	None
Cashier’s checks	No charge	Not stated	None
 Cashier Check	$5	Not stated	None
Money Order	$5	Not stated	None
Money Orders	No charge	Not stated	None
 Money Order	$5	Not stated	None
Stop Payment Fee (check or electronic)	$30	Not stated	None
Counter Checks	$2	Not stated	None
 Counter Checks	$2	Not stated	None
Cash & Deposit
Return Deposited Item Fee	$6.84	Not stated	None
Lending Fees
Current cost for a full appraisal	$475	Not stated	None
Full appraisal (2-4 family property)	$575	one time	None
Other Fees
Early Termination fee	$500	one time	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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