22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 30, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Healthnet Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure (within 1st 90 days) | $25 | Not stated | None |
| Dormant Account | $15 | Not stated | None |
| Excessive Withdrawal from Club Account | $10 | Not stated | None |
| Research/Reconciliation Assistance (1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $5 | Not stated | None |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Privilege | $35 | Not stated | None |
| Insufficient Funds (NSF) | $35 | Not stated | None |
ATM & Card | |||
| ATM Transaction (at foreign ATMS) | $2.50 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Outgoing—Domestic) | $25 | Not stated | None |
| Wire Transfer (Incoming—Domestic) | $15 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Stop Payment | $35 | Not stated | None |
| Copy of Cleared Check | $3 | Not stated | None |
Digital & Electronic | |||
| Bill Pay Inactivity (after 3 months) | $5 | per month | None |
| Gift Check (from Bill Pay) | $2.99 | Not stated | None |
Cash & Deposit | |||
| Cash Advance (credit card) | $5 | Not stated | None |
| Chargeback Check | $20 | Not stated | None |
Account Services | |||
| Processing Garnishment/Attachments | $100 | Not stated | None |
| Real Estate Subordination Agreement Request | $200 | Not stated | None |
| Verification of Deposit | $15 | Not stated | None |
Retirement & IRA | |||
| IRA Excess Withdrawal Fee (1 free) | $20 | Not stated | None |
| IRA Maintenance | $60 | Not stated | None |
| IRA Transfer Fee (to another institution) | $20 | Not stated | None |
Other Fees | |||
| Paper Copy of Statement | $5 | Not stated | None |
Oct 30, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.