Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Santo Christo Federal Credit Union

Fall River, MassachusettsCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Abandoned Property fee$30Above the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-sufficient funds item (each)$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft fee$30Within the typical range ($25–$32 nationally)
At the national median
Source

Check ServicesVerified

Cashier's Checks (Bank Check) 3 checks free per month$2Below the typical range ($3–$5 nationally)
$3 below the national median
per month · Source
Copy of Money Order check$5Above the typical range ($1.50–$3 nationally)
$3 above the national median
Source
Money Order$2Within the typical range ($1.50–$3 nationally)
At the national median
Source
Stop payment fee (All items)$30Within the typical range ($20–$30 nationally)
$5 above the national median
Source
Stop Payment fee (Senior checks)$5Below the typical range ($20–$30 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Abandoned Property fee	$30Above the typical range ($5–$10 nationally)	$25 above the national median	—	—	Source
Club accounts early withdrawal fee (and interest earned)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Inactive Account fee (per year) No activity in 360 days	$6Within the typical range ($5–$10 nationally)	$1 above the national median	per year	—	Source
Research Fee- per hour	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Non-sufficient funds item (each)	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Overdraft fee	$30
ATM & CardVerified
Replacement of ATM / Debit Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire Transfer (Incoming)	$20Above the typical range ($5–$15 nationally)	$10 above the national median	—	—	Source
Check ServicesVerified
Cashier's Checks (Bank Check) 3 checks free per month	$2Below the typical range ($3–$5 nationally)	$3 below the national median	per month	—	Source
Copy of Money Order check	$5
Lending FeesVerified
Late fee	$30Above the typical range ($15–$25 nationally)	$7.50 above the national median	—	—	Source
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$18.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$18.5M

Total deposits

$17.5M

Service charge income (year to date)

$33K

Fee income ratio

7.7%

Return on assets

0.94%

Financial profile · Pro

Performance from regulator filings

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Based on 32,718 verified fees from 2,439 institutions

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