Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Rocket Federal Credit Union

McGregor, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee$10Below the typical range ($20–$25 nationally)

Early Closing Fee$5

$10 below the national median

Source

Return Mail Fee$5

$20 below the national median

Source

Overdraft & NSFVerified

Debit Card Overdraft Fee$28Within the typical range ($25–$31 nationally)
$2 below the national median
Source
NSF Returned Item Fee$28Within the typical range ($25–$31 nationally)
$2 below the national median
per item · Source

ATM & CardVerified

ATM Cash Withdrawal Fee$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Source
Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
Source
Money Order Fee$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
per transaction · Source
Stop Payment Fee$28Within the typical range ($20–$30 nationally)
$3 above the national median
Source

Account ServicesVerified

Non-Member Notary Fee$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source

Other FeesVerified

Statement Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Early Closing Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Return Mail Fee	$5Below the typical range ($20–$25 nationally)	$20 below the national median	—	—	Source
Overdraft & NSFVerified
Debit Card Overdraft Fee	$28Within the typical range ($25–$31 nationally)	$2 below the national median	—	—	Source
NSF Returned Item Fee	$28
ATM & CardVerified
ATM Cash Withdrawal Fee	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	—	Source
Debit Card Replacement Fee	$10
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source
Money Order Fee	$1Below the typical range ($1.75–$3 nationally)
Account ServicesVerified
Non-Member Notary Fee	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	—	Source
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

Fee change alerts

Get an email when Rocket Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Rocket Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$28.3M

Work at Rocket Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$28.3M

Total deposits

$24.9M

Service charge income (year to date)

$114K

Fee income ratio

12.4%

Return on assets

-0.09%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 31,319 verified fees from 2,405 institutions

See pricing