Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

L & N Federal Credit Union

Louisville, KentuckyCredit UnionSt. Louis Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Fraud Account Closure Fee$50Above the typical range ($10–$25 nationally)

Paper Statement (Based on frequency of statement)$2

$1 below the national median$1 below the Kentucky median

Source

Overdraft & NSFVerified

Check Returned Fee (NSF)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Kentucky median
Source

Check ServicesVerified

2 Party Official Check Fee$1.50Below the typical range ($3–$6 nationally)
$3.50 below the national median$3.50 below the Kentucky median
Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$1.52 above the Kentucky median
Source
/1 Service Check Cashing Fee$3Below the typical range ($5–$10 nationally)
$2 below the national median$2 below the Kentucky median
Source
Copy of Deposited Check$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Kentucky median
Source

Other FeesVerified

Statement Copies Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median$1.56 below the Kentucky median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Fraud Account Closure Fee	$50Above the typical range ($10–$25 nationally)	$32.50 above the national median$26.25 above the Kentucky median	—	—	Source
Paper Statement (Based on frequency of statement)	$2Within the typical range ($2–$4.76 nationally)	$1 below the national median$1 below the Kentucky median	—	—	Source
Overdraft & NSFVerified
Check Returned Fee (NSF)	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Kentucky median	—	—	Source
Check ServicesVerified
2 Party Official Check Fee	$1.50Below the typical range ($3–$6 nationally)	$3.50 below the national median$3.50 below the Kentucky median	—	—	Source
Stop Payment Fee	$30
Digital & ElectronicVerified
ACH Returned Fee (NSF)	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	—	Source
Cash & DepositVerified
Coin Counting Fee	5%	—	—	—	Source
Other FeesVerified
Statement Copies Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1.56 below the Kentucky median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

9 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$2.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.6B

Total deposits

$2.3B

Service charge income (year to date)

$7.3M

Fee income ratio

9.9%

Return on assets

1.11%

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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