Texas First Bank

Headquarters: Texas City, Texas
Charter: Bank
Assets: $2.3B
Fed district: Dallas

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Five Star Checking
Texas First Bank: $15
Texas First Bank: $15
U.S. median: no median
Overdraft (OD)
Texas First Bank: $29.50
Texas First Bank: $29.50
U.S. median: no median
NSF / Returned Item
Texas First Bank: $29.50
Texas First Bank: $29.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Texas First Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$15
per month
Close New Account (within 6 months)$1
Close New Account (within 6 months)$25
per item · Charge assessed only if the customer has no other depository relationship with bank
Return Mail Fee$10
per month

Overdraft & NSF

Overdraft$29.50
Returned Check/Insufficient Funds$29.50

ATM & Card

Non-Texas First Bank ATM Withdrawal$1
Currency Conversion Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Transfer (Manual)$29
Outgoing Wire Transfer (Online)$20
Wire Transfer (outgoing)$26.50
Incoming Wire Transfer$12
Wire Transfer (incoming)$7
Wire Transfer (international)$26.50

Check Services

Cashier’s Check$6.25
Cashier’s Check Exchange$15
Money Order$3.50
Stop Payment Order$29.50
Temporary Checks$1
Temporary Checks - first check$1
per item
Check Cashing$40
per item
Check Cashing (audience not stated, treated as personal)1.5%($3 minimum)
Customer Item Sent for Collection$11
Photostat Copy of Researched Items$1
per item

Cash & Deposit

Return Deposited Items$6
per item
Return Deposited Items$12

Account Services

Notary Fees per Signature$6
per item
Drilling Fee$15
Not compared: Box drilling or key fee
Garnishment/Levies/Restraining Orders$50
Preparation of Account Verification$16.25

Gift & Prepaid Cards

Visa Gift Card$5
per item
Visa® Prepaid Card$9.95

Other Fees

Copies (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Fax Service (first page)$5
per item · First page

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$15	per month	None
Close New Account (within 6 months)	$1	Not stated	None
Close New Account (within 6 months)	$25	per item	Charge assessed only if the customer has no other depository relationship with bank
Return Mail Fee	$10	per month	None
Overdraft & NSF
Overdraft	$29.50	Not stated	None
Returned Check/Insufficient Funds	$29.50	Not stated	None
ATM & Card
Non-Texas First Bank ATM Withdrawal	$1	Not stated	None
Currency Conversion Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Manual)	$29	Not stated	None
Outgoing Wire Transfer (Online)	$20	Not stated	None
Wire Transfer (outgoing)	$26.50	Not stated	None
Incoming Wire Transfer	$12	Not stated	None
Wire Transfer (incoming)	$7	Not stated	None
Wire Transfer (international)	$26.50	Not stated	None
Check Services
Cashier’s Check	$6.25	Not stated	None
Cashier’s Check Exchange	$15	Not stated	None
Money Order	$3.50	Not stated	None
Stop Payment Order	$29.50	Not stated	None
Temporary Checks	$1	Not stated	None
Temporary Checks - first check	$1	per item	None
Check Cashing	$40	per item	None
Check Cashing (audience not stated, treated as personal)	1.5%($3 minimum)	Not stated	None
Customer Item Sent for Collection	$11	Not stated	None
Photostat Copy of Researched Items	$1	per item	None
Cash & Deposit
Return Deposited Items	$6	per item	None
Return Deposited Items	$12	Not stated	None
Account Services
Notary Fees per Signature	$6	per item	None
Drilling Fee	$15Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levies/Restraining Orders	$50	Not stated	None
Preparation of Account Verification	$16.25	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$5	per item	None
Visa® Prepaid Card	$9.95	Not stated	None
Other Fees
Copies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Fax Service (first page)	$5	per item	First page

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Fee	Amount	Basis	Note
Digital & Electronic
Business Bill Pay	$8	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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