Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Port Arthur Teachers Federal Credit Union

Port Arthur, TexasCredit UnionDallas Fed districtFees collected Apr 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure (within 180 of opening)(Reg. Savings/Checking)$20Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay fee of$30Within the typical range ($25–$31 nationally)
At the national median
Source
NSF Fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source
Overdraft Honored by Transfer Fee$10Above the typical range ($3–$5 nationally)
$5 above the national median
per item · Source

Check ServicesVerified

Cashier Check Fee$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Source
Checking Account Paid Check Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
Source

Cash & DepositVerified

Deposited Item Return Fee on Personal Accounts (member account elsewhere)$30Above the typical range ($10–$25 nationally)
$15 above the national median
per item · Source
Deposited Item Return Fee on Personal Accounts (not a member account)$5Below the typical range ($10–$25 nationally)
$10 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure (within 180 of opening)(Reg. Savings/Checking)	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Returned Quarterly Statement (due to bad address)	$5Below the typical range ($20–$25 nationally)	$20 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay fee of	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
NSF Fee	$30Within the typical range ($25–$31 nationally)
ATM & CardVerified
Debit Card/PIN Abuse Replacement Fee	$6Within the typical range ($5–$10 nationally)	$4 below the national median	—	—	Source
Wire TransfersVerified
Wire Transfer Fee (outgoing)	$20Within the typical range ($20–$25 nationally)	$3 below the national median	—	—	Source
Check ServicesVerified
Cashier Check Fee	$5Within the typical range ($3–$5.50 nationally)	At the national median	per item	—	Source
Checking Account Paid Check Copy Fee	$2
Digital & ElectronicVerified
ACH Transaction Returned NSF Fee	$30Within the typical range ($19.50–$30 nationally)	$3 above the national median	per item	—	Source
Cash & DepositVerified
Deposited Item Return Fee on Personal Accounts (member account elsewhere)	$30Above the typical range ($10–$25 nationally)	$15 above the national median	per item	—	Source
Deposited Item Return Fee on Personal Accounts (not a member account)	$5
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$38.0M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$38.0M

Total deposits

$31.5M

Service charge income (year to date)

$165K

Fee income ratio

14.7%

Return on assets

1.72%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 31,319 verified fees from 2,405 institutions

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