Kbr Heritage Federal Credit Union

Headquarters: Houston, Texas
Charter: Credit Union
Assets: $76.4M
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Kbr Heritage Federal Credit Union: $7
Kbr Heritage Federal Credit Union: $7
U.S. median: no median
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Kbr Heritage Federal Credit Union: $0 to $30
Kbr Heritage Federal Credit Union: $0 to $30
U.S. median: no median
NSF / Returned Item
Kbr Heritage Federal Credit Union: $30
Kbr Heritage Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kbr Heritage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$7
per month
Monthly Service Charge$7
per month
Membership Minimum Balance FeeNo charge
Inactive Account (1 year no activity)$15
Not compared: Annual charge, not monthly
per year
Account Balancing (1/2 hr. min.)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Balancing (1/2 hr. min.) | $25 per hour
Account Research Fee (1/2 hr. min.)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research Fee (1/2 hr. min.) | $25 per hour
Excessive Withdrawal FeeNo charge

Overdraft & NSF

ATM Overdraft FeeNo charge
Courtesy Pay$30
Non-Sufficient Funds (NSF) Fee$30
Overdraft Protection from SharesNo charge

ATM & Card

ATM – Surcharge for Foreign Transactions$2
Non-Proprietary ATM Withdrawal, Transfer or Inquiry FeeNo charge
Replacement Card/Additional Card$5
ATM – Surcharge for Foreign Transactions$2

Wire Transfers

Wire Transfer – Outgoing$25
Wire Transfer – IncomingNo charge

Check Services

Stop Payment Fee$30
Temporary Checks$2

Cash & Deposit

Deposit Item Return Unpaid$30

Account Services

Garnishment, Executions & Levies$35

Other Fees

Statement Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$7	per month	None
Monthly Service Charge	$7	per month	None
Membership Minimum Balance Fee	No charge	Not stated	None
Inactive Account (1 year no activity)	$15Not compared: Annual charge, not monthly	per year	None
Account Balancing (1/2 hr. min.)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Balancing (1/2 hr. min.) \| $25 per hour
Account Research Fee (1/2 hr. min.)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research Fee (1/2 hr. min.) \| $25 per hour
Excessive Withdrawal Fee	No charge	Not stated	None
Overdraft & NSF
ATM Overdraft Fee	No charge	Not stated	None
Courtesy Pay	$30	Not stated	None
Non-Sufficient Funds (NSF) Fee	$30	Not stated	None
Overdraft Protection from Shares	No charge	Not stated	None
ATM & Card
ATM – Surcharge for Foreign Transactions	$2	Not stated	None
Non-Proprietary ATM Withdrawal, Transfer or Inquiry Fee	No charge	Not stated	None
Replacement Card/Additional Card	$5	Not stated	None
ATM – Surcharge for Foreign Transactions	$2	Not stated	None
Wire Transfers
Wire Transfer – Outgoing	$25	Not stated	None
Wire Transfer – Incoming	No charge	Not stated	None
Check Services
Stop Payment Fee	$30	Not stated	None
Temporary Checks	$2	Not stated	None
Cash & Deposit
Deposit Item Return Unpaid	$30	Not stated	None
Account Services
Garnishment, Executions & Levies	$35	Not stated	None
Other Fees
Statement Copy Fee	$2	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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