Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Kbr Heritage Federal Credit Union

Houston, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing (1/2 hr. min.)$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=account_research; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Account Balancing (1/2 hr. min.) | $25 per hour" · Source

Inactive Account (1 year no activity)$15

$10 above the national median

per year · Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=dormant_account; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Inactive Account (1 year no activity) | $15 annually" · Source

Membership Minimum Balance Fee$0

$5 below the national median

Knox read a free fee from Rosetta artifact #7940. canonical_hint=minimum_balance; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Membership Minimum Balance Fee | No Fee" · Source

Monthly Service Charge$7

$1.05 above the national median

per month · Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=monthly_maintenance; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Monthly Service Charge | $7 – Waived with direct deposit or $300 avg. daily balance | Waived | Waived" · Source

Overdraft & NSFVerified

ATM Overdraft Fee$0Below the typical range ($25–$30 nationally)
$30 below the national median
Knox read a free fee from Rosetta artifact #7940. canonical_hint=overdraft; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="ATM Overdraft Fee | No Fee" · Source
Courtesy Pay$30Within the typical range ($25–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=overdraft; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Courtesy Pay | $30 | $30 | $30" · Source
Non-Sufficient Funds (NSF) Fee$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=nsf; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Non-Sufficient Funds (NSF) Fee | $30" · Source
Overdraft Protection from Shares$0Below the typical range ($2.38–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #7940. canonical_hint=od_protection_transfer; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Overdraft Protection from Shares | No Fee | No Fee | No Fee" · Source

ATM & CardVerified

ATM – Surcharge for Foreign Transactions$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=atm_non_network; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="ATM – Surcharge for Foreign Transactions | $2" · Source
Replacement Card/Additional Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=card_replacement; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Replacement Card/Additional Card | $5" · Source

Wire TransfersVerified

Wire Transfer – Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #7940. canonical_hint=wire_domestic_incoming; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Wire Transfer – Incoming | No Fee" · Source
Wire Transfer – Outgoing$25Within the typical range ($20–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=wire_domestic_outgoing; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Wire Transfer – Outgoing | $25 $15 for Diamond Club" · Source

Check ServicesVerified

Draft/Check Copy Printing Fee | 15 free per yr./$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=check_image; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Draft/Check Copy Printing Fee | 15 free per yr./$2 each" · Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=stop_payment; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Stop Payment Fee | $30 | $30 | $30" · Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=counter_check; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Temporary Checks | $2 per 10 | $2 per 10 | $2 per 10" · Source

Cash & DepositVerified

Deposit Item Return Unpaid$30Above the typical range ($9–$25 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=deposited_item_return; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Deposit Item Return Unpaid | $30" · Source

Account ServicesVerified

Garnishment, Executions & Levies$35Within the typical range ($30–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=garnishment_levy; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Garnishment, Executions & Levies | $35 + attorney fees" · Source

Other FeesVerified

Statement Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=document_reproduction; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Statement Copy Fee | $2" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing (1/2 hr. min.)	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=account_research; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Account Balancing (1/2 hr. min.) \| $25 per hour"	Source
Inactive Account (1 year no activity)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per year	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=dormant_account; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Inactive Account (1 year no activity) \| $15 annually"	Source
Membership Minimum Balance Fee	$0Below the typical range ($5–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #7940. canonical_hint=minimum_balance; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Membership Minimum Balance Fee \| No Fee"	Source
Monthly Service Charge	$7Within the typical range ($3–$10 nationally)	$1.05 above the national median	per month	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=monthly_maintenance; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Monthly Service Charge \| $7 – Waived with direct deposit or $300 avg. daily balance \| Waived \| Waived"	Source
Overdraft & NSFVerified
ATM Overdraft Fee	$0Below the typical range ($25–$30 nationally)	$30 below the national median	—	Knox read a free fee from Rosetta artifact #7940. canonical_hint=overdraft; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="ATM Overdraft Fee \| No Fee"	Source
Courtesy Pay	$30
ATM & CardVerified
ATM – Surcharge for Foreign Transactions	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=atm_non_network; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="ATM – Surcharge for Foreign Transactions \| $2"	Source
Replacement Card/Additional Card
Wire TransfersVerified
Wire Transfer – Incoming	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #7940. canonical_hint=wire_domestic_incoming; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Wire Transfer – Incoming \| No Fee"	Source
Wire Transfer – Outgoing	$25
Check ServicesVerified
Draft/Check Copy Printing Fee \| 15 free per yr./	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=check_image; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Draft/Check Copy Printing Fee \| 15 free per yr./$2 each"	Source
Stop Payment Fee
Cash & DepositVerified
Deposit Item Return Unpaid	$30Above the typical range ($9–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=deposited_item_return; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Deposit Item Return Unpaid \| $30"	Source
Account ServicesVerified
Garnishment, Executions & Levies	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=garnishment_levy; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Garnishment, Executions & Levies \| $35 + attorney fees"	Source
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #7940. canonical_hint=document_reproduction; text_hash=19de41a4cf3eb7773bdf5b8c9cbac8d0c46312efea041b773d7e8c45eaf273cb; excerpt="Statement Copy Fee \| $2"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 18 — leaner than most institutions

Published fees

Under review

Assets

$76.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$76.4M

Total deposits

$58.8M

Service charge income (year to date)

$58K

Fee income ratio

3.4%

Return on assets

1.42%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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