Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

South Texas Federal Credit Union

McALLEN, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciling/ Research Fee$27Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=account_research; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Account Reconciling/ Research Fee———————$27.00 per hour" · Source

Dormant/ Inactivity Account$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=dormant_account; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Dormant/ Inactivity Account————–$5.00 per month" · Source

Overdraft & NSFVerified

Nonsufficient Funds (NSF) Fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=nsf; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Nonsufficient Funds (NSF) Fee—————-$30.00 per item" · Source
Overdraft Privilege Fee$30Within the typical range ($25–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=overdraft; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Overdraft Privilege Fee————————-$30.00 per item" · Source
Overdraft Protection Transfer Fee$4Within the typical range ($2.38–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=od_protection_transfer; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Overdraft Protection Transfer Fee———$4.00 per transfer" · Source

ATM & CardVerified

ATM (at non-proprietary ATMs)$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=atm_non_network; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="ATM (at non-proprietary ATMs)———-$3.00" · Source
ATM Allpoint 55,000$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #7936. canonical_hint=atm_non_network; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="ATM Allpoint 55,000+———————–FREE" · Source
Debit Card Replacement Fee$6Within the typical range ($5–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=card_replacement; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Debit Card Replacement Fee—————$6.00" · Source

Check ServicesVerified

Excessive Cashier’s Check Fee$4Within the typical range ($3–$5.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=cashiers_check; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Excessive Cashier’s Check Fee*———-$4.00" · Source
Non-Member Cashier’s Check Fee$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=cashiers_check; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Non-Member Cashier’s Check Fee——$10.00" · Source
Non-Member Check Cashing Fee$7Within the typical range ($5–$10 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=check_cashing; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Non-Member Check Cashing Fee———————–$7.00" · Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=stop_payment; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Stop Payment Fee——————————-$30.00 per item" · Source

Digital & ElectronicVerified

Bill Pay Overnight Mail$26.95Above the typical range ($0–$10.46 nationally)
$22 above the national median
Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=bill_pay; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Bill Pay Overnight Mail——————-$26.95" · Source
Bill Pay Standard US Mail$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #7936. canonical_hint=bill_pay; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Bill Pay Standard US Mail——————-FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciling/ Research Fee	$27Above the typical range ($17.50–$25 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=account_research; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Account Reconciling/ Research Fee———————$27.00 per hour"	Source
Dormant/ Inactivity Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=dormant_account; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Dormant/ Inactivity Account————–$5.00 per month"	Source
Overdraft & NSFVerified
Nonsufficient Funds (NSF) Fee	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=nsf; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Nonsufficient Funds (NSF) Fee—————-$30.00 per item"	Source
Overdraft Privilege Fee
ATM & CardVerified
ATM (at non-proprietary ATMs)	$3Above the typical range ($1–$2.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=atm_non_network; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="ATM (at non-proprietary ATMs)———-$3.00"	Source
ATM Allpoint 55,000	$0
Check ServicesVerified
Excessive Cashier’s Check Fee	$4Within the typical range ($3–$5.50 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=cashiers_check; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Excessive Cashier’s Check Fee*———-$4.00"	Source
Non-Member Cashier’s Check Fee
Digital & ElectronicVerified
Bill Pay Overnight Mail	$26.95Above the typical range ($0–$10.46 nationally)	$22 above the national median	—	Knox deterministic extraction from Rosetta artifact #7936. canonical_hint=bill_pay; text_hash=1950a0e7d0100706e177b0b9e73ba81122625493bcdf7b6c3e76a5a718360a59; excerpt="Bill Pay Overnight Mail——————-$26.95"	Source
Bill Pay Standard US Mail	$0

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Published fees

Under review

Assets

$69.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$69.2M

Total deposits

$63.8M

Service charge income (year to date)

$139K

Fee income ratio

8.5%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,662 verified fees from 2,224 institutions

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