Soarion Federal Credit Union

Headquarters: San Antonio, Texas
Charter: Credit Union
Assets: $555.6M
Fed district: Dallas

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Soarion Federal Credit Union: $6
Soarion Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Soarion Federal Credit Union: $29
Soarion Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Soarion Federal Credit Union: $29
Soarion Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Soarion Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$6
per month · waived for ages 18-25
Minimum Balance Fee$15
Minimum Balance Fee$10
Early Closure Fee if Closed within 60 Days of Opening$5
per item
Inactivity Fee (first charged to checking then savings)$10
Research per hour (one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (one hour minimum)$20
Excess Withdrawal Fee (After Six Free)$10
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay per debit as applicable$29
per item
Returned item drawn on an account owned$29

ATM & Card

ATM Balance Inquiry – Non-Soarion Federal Credit$1.50
Savings ATM Balance Inquiry – Non-Soarion Federal Credit$1.50

Wire Transfers

Domestic Wire – outgoing$15
Incoming Wire – incoming$5
Incoming wire fee$5
per transaction
International Wire – outgoing$50

Check Services

Stop Payment (Checks and Other Payments per Item)$29
per item
Stop Payment on an OƯicial Check$30
Temporary Checks (12 Checks)$2
Temporary Checks (20 Checks)$3
per item
Non-Member Check Cashing Fee$5
Check Photocopy (in excess of two)$3

Account Services

Garnishment/Levy$50

Other Fees

Statement Copy per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$6	per month	waived for ages 18-25
Minimum Balance Fee	$15	Not stated	None
Minimum Balance Fee	$10	Not stated	None
Early Closure Fee if Closed within 60 Days of Opening	$5	per item	None
Inactivity Fee (first charged to checking then savings)	$10	Not stated	None
Research per hour (one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (one hour minimum)	$20	Not stated	None
Excess Withdrawal Fee (After Six Free)	$10	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay per debit as applicable	$29	per item	None
Returned item drawn on an account owned	$29	Not stated	None
ATM & Card
ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Savings ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Wire Transfers
Domestic Wire – outgoing	$15	Not stated	None
Incoming Wire – incoming	$5	Not stated	None
Incoming wire fee	$5	per transaction	None
International Wire – outgoing	$50	Not stated	None
Check Services
Stop Payment (Checks and Other Payments per Item)	$29	per item	None
Stop Payment on an OƯicial Check	$30	Not stated	None
Temporary Checks (12 Checks)	$2	Not stated	None
Temporary Checks (20 Checks)	$3	per item	None
Non-Member Check Cashing Fee	$5	Not stated	None
Check Photocopy (in excess of two)	$3	Not stated	None
Account Services
Garnishment/Levy	$50	Not stated	None
Other Fees
Statement Copy per statement	$5	Not stated	None

Account Maintenance

Minimum Balance Fee$15
Minimum Balance Fee$10
Early Closure Fee if Closed within 60 Days of Opening$5
per item
Inactivity Fee (first charged to checking then savings)$10
Research per hour (one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (one hour minimum)$20
Excess Withdrawal Fee (After Six Free)$10
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay per debit as applicable$29
per item
Returned item drawn on an account owned$29

ATM & Card

ATM Balance Inquiry – Non-Soarion Federal Credit$1.50
Savings ATM Balance Inquiry – Non-Soarion Federal Credit$1.50

Wire Transfers

Domestic Wire – outgoing$15
Incoming Wire – incoming$5
International Wire – outgoing$50

Check Services

Stop Payment (Checks and Other Payments per Item)$29
per item
Stop Payment on an OƯicial Check$30
Temporary Checks (12 Checks)$2
Temporary Checks (20 Checks)$3
per item
Non-Member Check Cashing Fee$5
Check Photocopy (in excess of two)$3

Digital & Electronic

Business Bill Pay per month$10
per month

Account Services

Garnishment/Levy$50

Other Fees

Statement Copy per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee	$15	Not stated	None
Minimum Balance Fee	$10	Not stated	None
Early Closure Fee if Closed within 60 Days of Opening	$5	per item	None
Inactivity Fee (first charged to checking then savings)	$10	Not stated	None
Research per hour (one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (one hour minimum)	$20	Not stated	None
Excess Withdrawal Fee (After Six Free)	$10	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay per debit as applicable	$29	per item	None
Returned item drawn on an account owned	$29	Not stated	None
ATM & Card
ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Savings ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Wire Transfers
Domestic Wire – outgoing	$15	Not stated	None
Incoming Wire – incoming	$5	Not stated	None
International Wire – outgoing	$50	Not stated	None
Check Services
Stop Payment (Checks and Other Payments per Item)	$29	per item	None
Stop Payment on an OƯicial Check	$30	Not stated	None
Temporary Checks (12 Checks)	$2	Not stated	None
Temporary Checks (20 Checks)	$3	per item	None
Non-Member Check Cashing Fee	$5	Not stated	None
Check Photocopy (in excess of two)	$3	Not stated	None
Digital & Electronic
Business Bill Pay per month	$10	per month	None
Account Services
Garnishment/Levy	$50	Not stated	None
Other Fees
Statement Copy per statement	$5	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Soarion Federal Credit Union: $6
Soarion Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Soarion Federal Credit Union: $29
Soarion Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Soarion Federal Credit Union: $29
Soarion Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Soarion Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$6
per month · waived for ages 18-25
Minimum Balance Fee$15
Minimum Balance Fee$10
Early Closure Fee if Closed within 60 Days of Opening$5
per item
Inactivity Fee (first charged to checking then savings)$10
Research per hour (one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (one hour minimum)$20
Excess Withdrawal Fee (After Six Free)$10
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay per debit as applicable$29
per item
Returned item drawn on an account owned$29

ATM & Card

ATM Balance Inquiry – Non-Soarion Federal Credit$1.50
Savings ATM Balance Inquiry – Non-Soarion Federal Credit$1.50

Wire Transfers

Domestic Wire – outgoing$15
Incoming Wire – incoming$5
Incoming wire fee$5
per transaction
International Wire – outgoing$50

Check Services

Stop Payment (Checks and Other Payments per Item)$29
per item
Stop Payment on an OƯicial Check$30
Temporary Checks (12 Checks)$2
Temporary Checks (20 Checks)$3
per item
Non-Member Check Cashing Fee$5
Check Photocopy (in excess of two)$3

Account Services

Garnishment/Levy$50

Other Fees

Statement Copy per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$6	per month	waived for ages 18-25
Minimum Balance Fee	$15	Not stated	None
Minimum Balance Fee	$10	Not stated	None
Early Closure Fee if Closed within 60 Days of Opening	$5	per item	None
Inactivity Fee (first charged to checking then savings)	$10	Not stated	None
Research per hour (one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (one hour minimum)	$20	Not stated	None
Excess Withdrawal Fee (After Six Free)	$10	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay per debit as applicable	$29	per item	None
Returned item drawn on an account owned	$29	Not stated	None
ATM & Card
ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Savings ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Wire Transfers
Domestic Wire – outgoing	$15	Not stated	None
Incoming Wire – incoming	$5	Not stated	None
Incoming wire fee	$5	per transaction	None
International Wire – outgoing	$50	Not stated	None
Check Services
Stop Payment (Checks and Other Payments per Item)	$29	per item	None
Stop Payment on an OƯicial Check	$30	Not stated	None
Temporary Checks (12 Checks)	$2	Not stated	None
Temporary Checks (20 Checks)	$3	per item	None
Non-Member Check Cashing Fee	$5	Not stated	None
Check Photocopy (in excess of two)	$3	Not stated	None
Account Services
Garnishment/Levy	$50	Not stated	None
Other Fees
Statement Copy per statement	$5	Not stated	None

Account Maintenance

Minimum Balance Fee$15
Minimum Balance Fee$10
Early Closure Fee if Closed within 60 Days of Opening$5
per item
Inactivity Fee (first charged to checking then savings)$10
Research per hour (one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (one hour minimum)$20
Excess Withdrawal Fee (After Six Free)$10
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay per debit as applicable$29
per item
Returned item drawn on an account owned$29

ATM & Card

ATM Balance Inquiry – Non-Soarion Federal Credit$1.50
Savings ATM Balance Inquiry – Non-Soarion Federal Credit$1.50

Wire Transfers

Domestic Wire – outgoing$15
Incoming Wire – incoming$5
International Wire – outgoing$50

Check Services

Stop Payment (Checks and Other Payments per Item)$29
per item
Stop Payment on an OƯicial Check$30
Temporary Checks (12 Checks)$2
Temporary Checks (20 Checks)$3
per item
Non-Member Check Cashing Fee$5
Check Photocopy (in excess of two)$3

Digital & Electronic

Business Bill Pay per month$10
per month

Account Services

Garnishment/Levy$50

Other Fees

Statement Copy per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Fee	$15	Not stated	None
Minimum Balance Fee	$10	Not stated	None
Early Closure Fee if Closed within 60 Days of Opening	$5	per item	None
Inactivity Fee (first charged to checking then savings)	$10	Not stated	None
Research per hour (one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (one hour minimum)	$20	Not stated	None
Excess Withdrawal Fee (After Six Free)	$10	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay per debit as applicable	$29	per item	None
Returned item drawn on an account owned	$29	Not stated	None
ATM & Card
ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Savings ATM Balance Inquiry – Non-Soarion Federal Credit	$1.50	Not stated	None
Wire Transfers
Domestic Wire – outgoing	$15	Not stated	None
Incoming Wire – incoming	$5	Not stated	None
International Wire – outgoing	$50	Not stated	None
Check Services
Stop Payment (Checks and Other Payments per Item)	$29	per item	None
Stop Payment on an OƯicial Check	$30	Not stated	None
Temporary Checks (12 Checks)	$2	Not stated	None
Temporary Checks (20 Checks)	$3	per item	None
Non-Member Check Cashing Fee	$5	Not stated	None
Check Photocopy (in excess of two)	$3	Not stated	None
Digital & Electronic
Business Bill Pay per month	$10	per month	None
Account Services
Garnishment/Levy	$50	Not stated	None
Other Fees
Statement Copy per statement	$5	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.