Kenowa Community Federal Credit Union

Headquarters: Wyoming, Michigan
Charter: Credit Union
Assets: $30.4M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Kenowa Community Federal Credit Union: $28
Kenowa Community Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Kenowa Community Federal Credit Union: $28
Kenowa Community Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Kenowa Community Federal Credit Union: $15
Kenowa Community Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kenowa Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$2
Not compared: Quarterly charge, not monthly
per quarter
Escheatment$25
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25.00 hourly
Returned Mail$2

Overdraft & NSF

Courtesy Pay$28
Returned Item$28
Line of Credit Overdraft Transfer$5

ATM & Card

Card Replacement$15

Wire Transfers

Domestic Wire- Outgoing$15
Domestic Wire- Incoming$10

Check Services

Cashier’s Check$1
Money Order$1
Stop Payment$25
Starter Checks$2
Not compared: Charged per page; comparison unavailable
per page · Starter Checks | $2.00 per page
Check Cashing – Member$2
Check Cashing Non-Member$5
Check Copy$5

Digital & Electronic

Online Bill Pay$4.95
per month

Account Services

Garnishment/Levy$25

Other Fees

Statement Copy$5
Quick Cash Loan Processing Fee$20
Skip-A-Payment$30

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$2Not compared: Quarterly charge, not monthly	per quarter	None
Escheatment	$25	Not stated	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25.00 hourly
Returned Mail	$2	Not stated	None
Overdraft & NSF
Courtesy Pay	$28	Not stated	None
Returned Item	$28	Not stated	None
Line of Credit Overdraft Transfer	$5	Not stated	None
ATM & Card
Card Replacement	$15	Not stated	None
Wire Transfers
Domestic Wire- Outgoing	$15	Not stated	None
Domestic Wire- Incoming	$10	Not stated	None
Check Services
Cashier’s Check	$1	Not stated	None
Money Order	$1	Not stated	None
Stop Payment	$25	Not stated	None
Starter Checks	$2Not compared: Charged per page; comparison unavailable	per page	Starter Checks \| $2.00 per page
Check Cashing – Member	$2	Not stated	None
Check Cashing Non-Member	$5	Not stated	None
Check Copy	$5	Not stated	None
Digital & Electronic
Online Bill Pay	$4.95	per month	None
Account Services
Garnishment/Levy	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Quick Cash Loan Processing Fee	$20	Not stated	None
Skip-A-Payment	$30	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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