Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Excel Federal Credit Union

Norcross, GeorgiaCredit UnionAtlanta Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research & balancing assistance (per hour)$29Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=account_research; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Account Research & balancing assistance (per hour) $ 29.00" · Source

Dormant Account Fee per month$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=dormant_account; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Dormant Account Fee per month $ 10.00" · Source

ExcelChecking Monthly Fee$4.95

$1.18 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=monthly_maintenance; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="ExcelChecking Monthly Fee $ 4.95" · Source

Fresh Start Checking Monthly Fee$12

$5.87 above the national median

Holiday Club Early Withdrawal Fees per withdrawal$10

$5 below the national median

per transaction · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=early_closure; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Holiday Club Early Withdrawal Fees per withdrawal $ 10.00" · Source

No Forwarding Address Fee|Bad Address(per mailing per month)$10

$10 below the national median

per month · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=account_research; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="No Forwarding Address Fee|Bad Address(per mailing per month) $ 10.00" · Source

Withdrawal for Paper Statement Fee (Paper Statement and Mailing Fee)$3

At the national median

Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=paper_statement; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Withdrawal for Paper Statement Fee (Paper Statement and Mailing Fee) $ 3.00" · Source

Overdraft & NSFVerified

Excel Courtesy Pay Fee for Overdraft (per presentment)$29Within the typical range ($20–$30 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=overdraft; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Excel Courtesy Pay Fee for Overdraft (per presentment) $ 29.00" · Source
Return Check Fees (3rd party check-per presentment)$15Below the typical range ($25–$32 nationally)
$14 below the national median
per item · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=nsf; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Return Check Fees (3rd party check-per presentment) $ 15.00" · Source
Return Check Fees (Your own check-per presentment)$29Within the typical range ($25–$32 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=nsf; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Return Check Fees (Your own check-per presentment) $ 29.00" · Source

ATM & CardVerified

ATM Service Fee Network Withdrawal (Foreign ATM Withdrawal outside Excel or Publix/Presto networks)$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=atm_non_network; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="ATM Service Fee Network Withdrawal (Foreign ATM Withdrawal outside Excel or Publix/Presto networks) $ 1.00" · Source
Expedited Processing Fee for Debit/Credit Cards per card processed$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=rush_card; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Expedited Processing Fee for Debit/Credit Cards per card processed $ 50.00" · Source

Wire TransfersVerified

Member Wire Fee Domestic (Wire Transfer - Incoming)$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=wire_domestic_incoming; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Member Wire Fee Domestic (Wire Transfer - Incoming) $ 15.00" · Source
Member Wire Fee Domestic (Wire Transfer - Outgoing)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=wire_domestic_outgoing; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Member Wire Fee Domestic (Wire Transfer - Outgoing) $ 25.00" · Source

Check ServicesVerified

On-us Check Cashing Fee/non-member per item$10Within the typical range ($5–$10 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=check_cashing; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="On-us Check Cashing Fee/non-member per item $ 10.00" · Source
Stop Payment Fees (per item for Checks or Pre-authorized withdrawals)$29Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=stop_payment; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Stop Payment Fees (per item for Checks or Pre-authorized withdrawals) $ 29.00" · Source
Third Party Cashier's Check/Official Check$7Above the typical range ($3–$6 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=cashiers_check; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Third Party Cashier's Check/Official Check $ 7.00" · Source

Account ServicesVerified

Subordination Fee-HELOCS$200Above the typical range ($25–$100 nationally)
$150 above the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=legal_process; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Subordination Fee-HELOCS $ 200.00" · Source

Lending FeesVerified

Loan Extension Fee$50Within the typical range ($25–$50 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=loan_origination; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Loan Extension Fee $ 50.00" · Source
Skip-A-Pay$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=late_payment; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Skip-A-Pay $ 25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research & balancing assistance (per hour)	$29Above the typical range ($15–$25 nationally)	$9 above the national median	—	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=account_research; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Account Research & balancing assistance (per hour) $ 29.00"	Source
Dormant Account Fee per month	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=dormant_account; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Dormant Account Fee per month $ 10.00"	Source
ExcelChecking Monthly Fee	$4.95Within the typical range ($4–$12.63 nationally)	$1.18 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=monthly_maintenance; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="ExcelChecking Monthly Fee $ 4.95"	Source
Fresh Start Checking Monthly Fee	$12Within the typical range ($4–$12.63 nationally)	$5.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=monthly_maintenance; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Fresh Start Checking Monthly Fee $ 12.00"	Source
Holiday Club Early Withdrawal Fees per withdrawal	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=early_closure; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Holiday Club Early Withdrawal Fees per withdrawal $ 10.00"	Source
No Forwarding Address Fee\|Bad Address(per mailing per month)	$10Below the typical range ($15–$25 nationally)	$10 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=account_research; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="No Forwarding Address Fee\|Bad Address(per mailing per month) $ 10.00"	Source
Withdrawal for Paper Statement Fee (Paper Statement and Mailing Fee)	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=paper_statement; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Withdrawal for Paper Statement Fee (Paper Statement and Mailing Fee) $ 3.00"	Source
Overdraft & NSFVerified
Excel Courtesy Pay Fee for Overdraft (per presentment)	$29Within the typical range ($20–$30 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=overdraft; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Excel Courtesy Pay Fee for Overdraft (per presentment) $ 29.00"	Source
ATM & CardVerified
ATM Service Fee Network Withdrawal (Foreign ATM Withdrawal outside Excel or Publix/Presto networks)	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=atm_non_network; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="ATM Service Fee Network Withdrawal (Foreign ATM Withdrawal outside Excel or Publix/Presto networks) $ 1.00"	Source
Wire TransfersVerified
Member Wire Fee Domestic (Wire Transfer - Incoming)	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=wire_domestic_incoming; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Member Wire Fee Domestic (Wire Transfer - Incoming) $ 15.00"	Source
Check ServicesVerified
On-us Check Cashing Fee/non-member per item	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=check_cashing; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="On-us Check Cashing Fee/non-member per item $ 10.00"	Source

Account ServicesVerified
Subordination Fee-HELOCS	$200Above the typical range ($25–$100 nationally)	$150 above the national median	—	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=legal_process; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Subordination Fee-HELOCS $ 200.00"	Source
Lending FeesVerified
Loan Extension Fee	$50Within the typical range ($25–$50 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #4228. canonical_hint=loan_origination; text_hash=df5fb963f8edc912894c9b9460dab6a6d83e0a2303d6b642b47e47e3bf70ffd2; excerpt="Loan Extension Fee $ 50.00"	Source
Skip-A-Pay

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 20 — leaner than most institutions

Verified fees

Under review

Assets

$174.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$174.0M

Total deposits

$113.8M

Service charge income (year to date)

$1.4M

Fee income ratio

20.1%

Return on assets

1.16%

Financial profile · Pro

Performance from regulator filings

Stop Payment Fees (per item for Checks or Pre-authorized withdrawals)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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