West Branch Valley Federal Credit Union

Headquarters: Williamsport, Pennsylvania
Charter: Credit Union
Assets: $50.8M
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
West Branch Valley Federal Credit Union: $39
West Branch Valley Federal Credit Union: $39
U.S. median: no median
NSF / Returned Item
West Branch Valley Federal Credit Union: $39
West Branch Valley Federal Credit Union: $39
U.S. median: no median
Wire Transfer (Domestic Out)
West Branch Valley Federal Credit Union: $25
West Branch Valley Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from West Branch Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (after two years)$5
per month
Statement older than three years research fee ($25.00 minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Visa Check Card Disputes$39
per item
Money Market Excess Withdrawal Fee (Limited to 6 transfers / month and a minimum of $1,000)$15
per item

Overdraft & NSF

Visa Check Card Overdraft$39
per item
ACH Non-sufficient Funds (NSF)$39
per item
Reinitiated / Resubmitted Item NSF Fee$39
per item
Transfer from Overdraft Repayment Line of Credit$2
per item
Transfer from Savings or Checking (Overdraft Protection)$5
per item

ATM & Card

VISA Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Transfer$25
per item

Check Services

Corporate Checks (Issued for less than $100)$2
per item
Money Orders$2
per item
Stop Payment (ACH, Bill Payer or Check)$20
per item
Non-member Check Cashing$5
per item
Check Copies$2
per item

Cash & Deposit

Member Deposit Return$39
per item

Account Services

Safe Deposit Box 3 x 10$30
per year
Safe Deposit Box 3 x 5$20
per year
Safe Deposit Box Drilling Fee$175
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee$5
Not compared: Monthly charge, not annual
per month
Safe Deposit Box Lock / Key Replacement$125
Not compared: Box drilling or key fee
Attachment / Garnishment Fee$100
IRS Levy Fee$100
Subordination Agreements / Consent of Lienholder$100

Lending Fees

Late Payment Fee (audience not stated, treated as personal)5%

Other Fees

Interim Statements$2

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (after two years)	$5	per month	None
Statement older than three years research fee ($25.00 minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Visa Check Card Disputes	$39	per item	None
Money Market Excess Withdrawal Fee (Limited to 6 transfers / month and a minimum of $1,000)	$15	per item	None
Overdraft & NSF
Visa Check Card Overdraft	$39	per item	None
ACH Non-sufficient Funds (NSF)	$39	per item	None
Reinitiated / Resubmitted Item NSF Fee	$39	per item	None
Transfer from Overdraft Repayment Line of Credit	$2	per item	None
Transfer from Savings or Checking (Overdraft Protection)	$5	per item	None
ATM & Card
VISA Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	per item	None
Check Services
Corporate Checks (Issued for less than $100)	$2	per item	None
Money Orders	$2	per item	None
Stop Payment (ACH, Bill Payer or Check)	$20	per item	None
Non-member Check Cashing	$5	per item	None
Check Copies	$2	per item	None
Cash & Deposit
Member Deposit Return	$39	per item	None
Account Services
Safe Deposit Box 3 x 10	$30	per year	None
Safe Deposit Box 3 x 5	$20	per year	None
Safe Deposit Box Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee	$5Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box Lock / Key Replacement	$125Not compared: Box drilling or key fee	Not stated	None
Attachment / Garnishment Fee	$100	Not stated	None
IRS Levy Fee	$100	Not stated	None
Subordination Agreements / Consent of Lienholder	$100	Not stated	None
Lending Fees
Late Payment Fee (audience not stated, treated as personal)	5%	Not stated	None
Other Fees
Interim Statements	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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