Horizon Bank, SSB

Headquarters: Austin, Texas
Charter: Bank
Assets: $2.6B
Fed district: Dallas

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
Horizon Bank, SSB: $0 to $10
Horizon Bank, SSB: $0 to $10
U.S. median: no median
Overdraft (OD)
Horizon Bank, SSB: $35
Horizon Bank, SSB: $35
U.S. median: no median
NSF / Returned Item
Horizon Bank, SSB: $35
Horizon Bank, SSB: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Horizon Bank, SSB’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$7
per month
Monthly Maintenance$10
per month
Monthly Maintenance$5
per month
Personal Checking monthly maintenance feeNo charge
per month

Overdraft & NSF

Overdraft Fee$35
per item
Returned Item Fee$35
per item
OD Protection TransferNo charge
per item

ATM & Card

Debit Card Replacement Fee per issuance$10
1% of Transaction Amount Cross Border Pass Thru fee1%of the transaction
1% of Transaction Amount Currency Conversion Pass Thru fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wires – Outgoing per item$30
per item
Wires – Incoming per itemNo charge
per item
Wires – International Outgoing per item$50
per item
Wires – International Incoming per item$15
per item

Check Services

Stop Payment Fee per item$35
per item
Collection Fees (Incoming/Outgoing) per item on collection services for negotiable instruments that cannot be processed$10
per item

Account Services

Notary Service for customers onlyNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$7	per month	None
Monthly Maintenance	$10	per month	None
Monthly Maintenance	$5	per month	None
Personal Checking monthly maintenance fee	No charge	per month	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Returned Item Fee	$35	per item	None
OD Protection Transfer	No charge	per item	None
ATM & Card
Debit Card Replacement Fee per issuance	$10	Not stated	None
1% of Transaction Amount Cross Border Pass Thru fee	1%of the transaction	Not stated	None
1% of Transaction Amount Currency Conversion Pass Thru fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wires – Outgoing per item	$30	per item	None
Wires – Incoming per item	No charge	per item	None
Wires – International Outgoing per item	$50	per item	None
Wires – International Incoming per item	$15	per item	None
Check Services
Stop Payment Fee per item	$35	per item	None
Collection Fees (Incoming/Outgoing) per item on collection services for negotiable instruments that cannot be processed	$10	per item	None
Account Services
Notary Service for customers only	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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