First National Bank of Pennsylvania

Headquarters: Greenville, Pennsylvania
Charter: Bank
Assets: $50.8B
Fed district: Cleveland
Regulator: OCC
Holding company: F N B Corp.

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 6, 2026

How these figures are measured

Call-report figures are for First National Bank of Pennsylvania at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	First National Bank of Pennsylvania's published fee schedule; Bank Fee Index medians	Current schedule	Oct 6, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: First National Bank of Pennsylvania (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $20.4M in Q2 2026, 7.4% above the same quarter a year earlier ($19.0M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
First National Bank of Pennsylvania: $5 to $25
First National Bank of Pennsylvania: $5 to $25
U.S. median: no median
Overdraft (OD)
First National Bank of Pennsylvania: $35
First National Bank of Pennsylvania: $35
U.S. median: no median
Stop Payment
First National Bank of Pennsylvania: $10
First National Bank of Pennsylvania: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 4.2% from Q3 2025 to Q2 2026, to $20.4M.

Service-charge income, Q2 2026

$20.4M

$19.6MQ3 2025

$20.2MQ4 2025

$19.8MQ1 2026

$20.4MQ2 2026

Against the median

First National Bank of PennsylvaniaMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

First National Bank of Pennsylvania · $50.8B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$32.6B to $68.8B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First National Bank of Pennsylvania(this institution)	Greenville, PA	$50.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Associated Bank, National Association	Green Bay, WI	$51.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Atlantic Union Bank	Richmond City, VA	$38B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Banc of California	Los Angeles, CA	$34.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Banco Popular de Puerto Rico	San Juan, PR	$63.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of China	New York, NY	$48.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank OZK	Little Rock, AR	$41.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
BankUnited, National Association	Miami Lakes, FL	$34.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Barclays Bank Delaware	Wilmington, DE	$43.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BOKF, National Association	Tulsa, OK	$53B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
CIBC Bank USA	Chicago, IL	$66.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Columbia Bank	Roseburg, OR	$65.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Commerce Bank	Kansas City, MO	$35B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
EverBank, National Association	Jacksonville, FL	$46.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First National Bank of Omaha	Omaha, NE	$34.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Frost Bank	San Antonio, TX	$54B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hancock Whitney Bank	Gulfport, MS	$36.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
MidFirst Bank	Oklahoma City, OK	$42.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Prosperity Bank	El Campo, TX	$43.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Raymond James Bank	Saint Petersburg, FL	$45.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
SoFi Bank, National Association	Cottonwood Heights, UT	$56.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
SouthState Bank, National Association	Winter Haven, FL	$68.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Valley National Bank	Passaic, NJ	$66.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $6.50 (76%) above the median of similar-sized banks.

Compared at $15, the middle of its five prices, against a peer median of $8.50 among 15 publishing peers.

Its five checking prices are $5, $10, $15, $25 and $25.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

First National Bank of Pe…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for First National Bank of Pennsylvania (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $20.4M
vs prior quarter: +$623K+3.2%; from Q1 2026
vs a year earlier: +$1.4M+7.4%; from Q2 2025
vs start of range: +$51K+0.3%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: First National Bank of Pennsylvania (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$20.4M	+$623K	+3.2%
Q1 2026	$19.8M	−$468K	−2.3%
Q4 2025	$20.2M	+$663K	+3.4%
Q3 2025	$19.6M	+$579K	+3.0%
Q2 2025	$19.0M	+$448K	+2.4%
Q1 2025	$18.5M	−$1.2M	−6.2%
Q4 2024	$19.8M	−$570K	−2.8%
Q3 2024	$20.3M	+$625K	+3.2%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from First National Bank of Pennsylvania’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$5
per month
Monthly Service Charge$10
per month
Premierstyle Checking: Monthly Service Charge$25
per month
Private Banking Select Checking: Monthly Service Charge$15
per month
Private Banking Select Plus Checking: Monthly Service Charge$25
per month
Excess Transfer Fee$15
per transaction

Overdraft & NSF

Overdrafts for checks, in-person withdrawals, automatic bill payments or other$35
per item

Check Services

Stop Payment Request$10
per item
Check Cashing$6
per item
Canadian/Foreign Check Handling Charge$6
Not compared: Monthly charge, not per item
per month
Collection Item Domestic$20
per item

Digital & Electronic

Expedited Overnight Bill Payment (Check)$14.95
Not compared: Per-item charge, not monthly
per item
Expedited Same-Day Bill Payment (ACH)$4.95
Not compared: Per-item charge, not monthly
per item
Standard Bill PaymentNo charge

Account Services

Safe Deposit Box Drilling$175
Not compared: Box drilling or key fee
Safe Deposit Box Inventory$25
Safe Deposit Box Lost Key Replacement$25
Not compared: Box drilling or key fee

Retirement & IRA

No initial set-up fee and annual fee if already an existing FNB personal checking: External IRA Account Transfer Fee$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$5	per month	None
Monthly Service Charge	$10	per month	None
Premierstyle Checking: Monthly Service Charge	$25	per month	None
Private Banking Select Checking: Monthly Service Charge	$15	per month	None
Private Banking Select Plus Checking: Monthly Service Charge	$25	per month	None
Excess Transfer Fee	$15	per transaction	None
Overdraft & NSF
Overdrafts for checks, in-person withdrawals, automatic bill payments or other	$35	per item	None
Check Services
Stop Payment Request	$10	per item	None
Check Cashing	$6	per item	None
Canadian/Foreign Check Handling Charge	$6Not compared: Monthly charge, not per item	per month	None
Collection Item Domestic	$20	per item	None
Digital & Electronic
Expedited Overnight Bill Payment (Check)	$14.95Not compared: Per-item charge, not monthly	per item	None
Expedited Same-Day Bill Payment (ACH)	$4.95Not compared: Per-item charge, not monthly	per item	None
Standard Bill Payment	No charge	Not stated	None
Account Services
Safe Deposit Box Drilling	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Inventory	$25	Not stated	None
Safe Deposit Box Lost Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Retirement & IRA
No initial set-up fee and annual fee if already an existing FNB personal checking: External IRA Account Transfer Fee	$50	per item	None

Account Maintenance

Dormant Account Fee$10
per month
Account Reconcilement/Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$35
per item
Returned Item Fee$29
per item
Continuous Overdraft Fee$8

ATM & Card

Fee For ATM Withdrawal (Foreign ATM Fee)$2.95
ATM/Debit Card Replacement$10
ATM/Debit Card Replacement Expedited Shipping$50

Wire Transfers

Outgoing Wire (Depositors Only) Domestic$30
per item

Check Services

Official Checks$10
Money Order$5
Deposited Fee, Balance Assessment Fee, and: Counter Check/Deposit Ticket$1
per item
Check Cashing On-Us (Non-Customer)$10
per item
Canadian/Foreign Check Handling Charge$10
per item
Branch-Assisted Check Copy Request$5
per item

Cash & Deposit

Night Deposit Additional Keys$8
Night Deposit Annual Fee$20
Not compared: Annual charge, not per item
per year

Account Services

Garnishment Fee$200
per item
Levies$200

Other Fees

Branch-Assisted Document Copy Request$5
per item
Branch-Assisted Statement Copy Request$5
per item
Photocopies$0.50

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$10	per month	None
Account Reconcilement/Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Returned Item Fee	$29	per item	None
Continuous Overdraft Fee	$8	Not stated	None
ATM & Card
Fee For ATM Withdrawal (Foreign ATM Fee)	$2.95	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Replacement Expedited Shipping	$50	Not stated	None
Wire Transfers
Outgoing Wire (Depositors Only) Domestic	$30	per item	None
Check Services
Official Checks	$10	Not stated	None
Money Order	$5	Not stated	None
Deposited Fee, Balance Assessment Fee, and: Counter Check/Deposit Ticket	$1	per item	None
Check Cashing On-Us (Non-Customer)	$10	per item	None
Canadian/Foreign Check Handling Charge	$10	per item	None
Branch-Assisted Check Copy Request	$5	per item	None
Cash & Deposit
Night Deposit Additional Keys	$8	Not stated	None
Night Deposit Annual Fee	$20Not compared: Annual charge, not per item	per year	None
Account Services
Garnishment Fee	$200	per item	None
Levies	$200	Not stated	None
Other Fees
Branch-Assisted Document Copy Request	$5	per item	None
Branch-Assisted Statement Copy Request	$5	per item	None
Photocopies	$0.50	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where First National Bank of Pennsylvania operates, and what regulators and customers have on file.

Consumer complaints

83 complaints to the CFPB so far in 2026

Checking or savings account
Mortgage
Bank account or service
Vehicle loan or lease
Other

Top issues, 2026 to date

Managing an account	24
Trouble during payment process	11
Problem caused by your funds being low	7
Incorrect information on your report	5
Managing the loan or lease	4
Applying for a mortgage or refinancing an existing mortgage	4

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Enforcement actions

2 past actions

Past

Civil Money Penalty (CMP)June 9, 2015
OCC, penalty $181K
Consumer Law; Flood Insurance
Formal AgreementMarch 23, 1993
OCC. Ended September 26, 1995

Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

Get an email when First National Bank of Pennsylvania's foreign transaction changes in our data

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