Compared with Pennsylvania
5 of 9
compared fees are above the median.
3 below, 1 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
77th percentile; peer median 3.3%
FDIC call report data · Jun 30, 2026
Fees above the Pennsylvania median
of 9 compared; 3 below, 1 about the same
See the feesFee schedule read Oct 6, 2026
Call-report figures are for First National Bank of Pennsylvania at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 30 banks with $50B to $250B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Pennsylvania median | Published fees above the Pennsylvania median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | First National Bank of Pennsylvania's published fee schedule; Bank Fee Index medians | Current schedule | Oct 6, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 4.4% of revenue, above the 3.3% median of 30 banks with $50B to $250B in assets (77th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $20.4M in Q2 2026, 7.4% above the same quarter a year earlier ($19.0M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
5 of 9 compared published fees sit above the Pennsylvania median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Pennsylvania medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $15, the middle of its prices
Overdraft (OD)
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 4.2% from Q3 2025 to Q2 2026, to $20.4M. Its share of revenue, 4.4%, is above the 3.3% median for banks with $50B to $250B in assets.
$20.4M
First National Bank of PennsylvaniaMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 30 banks with $50B to $250B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $5 to $25; we compare the midpoint.
First National Bank of Pennsylvania · $50.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First National Bank of Pennsylvania(this institution) | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Associated Bank, National Association | Green Bay, WI | $51.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Banc of California | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Banco Popular de Puerto Rico | San Juan, PR | $63.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of China | New York, NY | $48.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank OZK | Little Rock, AR | $41.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| BOKF, National Association | Tulsa, OK | $53B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| CIBC Bank USA | Chicago, IL | $66.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Columbia Bank | Roseburg, OR | $65.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| EverBank, National Association | Jacksonville, FL | $46.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Frost Bank | San Antonio, TX | $54B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hancock Whitney Bank | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| MidFirst Bank | Oklahoma City, OK | $42.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| SoFi Bank, National Association | Cottonwood Heights, UT | $56.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| SouthState Bank, National Association | Winter Haven, FL | $68.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Valley National Bank | Passaic, NJ | $66.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $15, the middle of its five prices, against a peer median of $8.50 among 15 publishing peers.
Its five checking prices are $5, $10, $15, $25 and $25.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for First National Bank of Pennsylvania (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $20.4M | +$623K | +3.2% |
| Q1 2026 | $19.8M | −$468K | −2.3% |
| Q4 2025 | $20.2M | +$663K | +3.4% |
| Q3 2025 | $19.6M | +$579K | +3.0% |
| Q2 2025 | $19.0M | +$448K | +2.4% |
| Q1 2025 | $18.5M | −$1.2M | −6.2% |
| Q4 2024 | $19.8M | −$570K | −2.8% |
| Q3 2024 | $20.3M | +$625K | +3.2% |
Financial cohort: 33 banks with $50B to $250B in assets filing for Q2 2026; 30 reported a share above 0% and are counted, First National Bank of Pennsylvania left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to First National Bank of Pennsylvania by share.
Amounts from First National Bank of Pennsylvania’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per transaction
per item
per item
per item
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Service Charge | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Premierstyle Checking: Monthly Service Charge | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Private Banking Select Checking: Monthly Service Charge | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Private Banking Select Plus Checking: Monthly Service Charge | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Excess Transfer Fee | $15Above the U.S. middle 50% ($3 to $10 nationally) | per transaction | None |
Overdraft & NSF | |||
| Overdrafts for checks, in-person withdrawals, automatic bill payments or other | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
Check Services | |||
| Stop Payment Request | $10Below the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Check Cashing | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Canadian/Foreign Check Handling Charge | $6Not compared: Monthly charge, not per item | per month | None |
| Collection Item Domestic | $20Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
Digital & Electronic | |||
| Expedited Overnight Bill Payment (Check) | $14.95Not compared: Per-item charge, not monthly | per item | None |
| Expedited Same-Day Bill Payment (ACH) | $4.95Not compared: Per-item charge, not monthly | per item | None |
| Standard Bill Payment | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Account Services | |||
| Safe Deposit Box Drilling | $175Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Inventory | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box Lost Key Replacement | $25Not compared: Box drilling or key fee | Not stated | None |
Retirement & IRA | |||
| No initial set-up fee and annual fee if already an existing FNB personal checking: External IRA Account Transfer Fee | $50Above the U.S. middle 50% ($25 to $35 nationally) | per item | None |
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Fee | $10 | per month | None |
| Account Reconcilement/Research Fee | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft Fee | $35 | per item | None |
| Returned Item Fee | $29 | per item | None |
| Continuous Overdraft Fee | $8 | Not stated | None |
ATM & Card | |||
| Fee For ATM Withdrawal (Foreign ATM Fee) | $2.95 | Not stated | None |
| ATM/Debit Card Replacement | $10 | Not stated | None |
| ATM/Debit Card Replacement Expedited Shipping | $50 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire (Depositors Only) Domestic | $30 | per item | None |
Check Services | |||
| Official Checks | $10 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Deposited Fee, Balance Assessment Fee, and: Counter Check/Deposit Ticket | $1 | per item | None |
| Check Cashing On-Us (Non-Customer) | $10 | per item | None |
| Canadian/Foreign Check Handling Charge | $10 | per item | None |
| Branch-Assisted Check Copy Request | $5 | per item | None |
Cash & Deposit | |||
| Night Deposit Additional Keys | $8 | Not stated | None |
| Night Deposit Annual Fee | $20Not compared: Annual charge, not per item | per year | None |
Account Services | |||
| Garnishment Fee | $200 | per item | None |
| Levies | $200 | Not stated | None |
Other Fees | |||
| Branch-Assisted Document Copy Request | $5 | per item | None |
| Branch-Assisted Statement Copy Request | $5 | per item | None |
| Photocopies | $0.50 | Not stated | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where First National Bank of Pennsylvania operates, and what regulators and customers have on file.
Branch footprint
358 offices in 8 states, $39.1B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 80 | $11.6B | |
| Outside a metro area | 60 | $5.9B |
| 24 | $3.2B | |
| 10 | $2.2B | |
| 17 | $1.8B | |
| 10 | $1.4B | |
| 15 | $1.4B | |
| 15 | $1.2B |
Pittsburgh, PA
5.5% of bank deposits, #4 of 48, up 1.7 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| PNC Bank, National Association | 47.2% |
| BNY Mellon, National Association | 12.4% |
| TriState Capital Bank | 10.7% |
| Citizens Bank, National Association | 4.9% |
| Dollar Bank, Federal Savings Bank | 3.4% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Pittsburgh, PA, First National Bank of Pennsylvania holds 5.5% of bank deposits, #4 of 48, with 80 offices.
878 offices of 129 institutions shown.
Showing 878 of 879 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 48 institutions shown. $209.3B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 5.5% share, 80 offices, #4 of 48
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
208 offices of 92 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
83 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 24 |
| Trouble during payment process | 11 |
| Problem caused by your funds being low | 7 |
| Incorrect information on your report | 5 |
| Managing the loan or lease | 4 |
| Applying for a mortgage or refinancing an existing mortgage | 4 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
2 past actions
Past
OCC, penalty $181K
Consumer Law; Flood Insurance
OCC. Ended September 26, 1995
Source: public enforcement action lists from the OCC and Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.