Westport Federal Credit Union

Headquarters: Westport, Massachusetts
Charter: Credit Union
Assets: $82.2M
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Westport Federal Credit Union: $12
Westport Federal Credit Union: $12
U.S. median: no median
Non-Network ATM
Westport Federal Credit Union: No fee
Westport Federal Credit Union: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Westport Federal Credit Union: $25
Westport Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Westport Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Closeout Fee (6 MOS. or Less) on Deposit/Checking Acct$15
Dormant Account (Annual Fee, Effective 1/1/25)$10
Not compared: Annual charge, not monthly
per year
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · ACCOUNT RESEARCH | $25/HOUR
Mortgage Payoff Request via Fax$50
Excessive Withdrawals (Money Market Only – Over 6)$5
Not compared: Monthly charge, not per item
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF Posting Attempt Fee$12
Automatic Transfer of Funds (Overdraft Transfer/Sweeps)$5

ATM & Card

ATM Transaction at Non-InstitutionNo charge
Debit Card Replacement (Lost or Stolen Only)$15

Wire Transfers

Wire Transfer - Outgoing Domestic$25
Wire Transfer - Incoming Domestic$15
Wire Transfer - Outgoing Foreign$55
Wire Transfer - Incoming Foreign$25

Check Services

Bank Check$5
Money Order$3
Stop Payment$25
Temporary Checks$1
per item
Copy of Check or Statement$5
per item

Digital & Electronic

Online Banking/Bill PayNo charge

Cash & Deposit

Return Deposit Item$20

Account Services

Notary ServicesNo charge
Safe Deposit Box Key Replacement$15
Not compared: Box drilling or key fee
Safe Deposit Box Late Fee$5
Not compared: Monthly charge, not annual
per month
Levy or Attachment$100

Retirement & IRA

IRA Annual Fee$15
per year
IRA Transfer Fee$40

Fee	Amount	Basis	Note
Account Maintenance
Early Closeout Fee (6 MOS. or Less) on Deposit/Checking Acct	$15	Not stated	None
Dormant Account (Annual Fee, Effective 1/1/25)	$10Not compared: Annual charge, not monthly	per year	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	ACCOUNT RESEARCH \| $25/HOUR
Mortgage Payoff Request via Fax	$50	Not stated	None
Excessive Withdrawals (Money Market Only – Over 6)	$5Not compared: Monthly charge, not per item	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF Posting Attempt Fee	$12	Not stated	None
Automatic Transfer of Funds (Overdraft Transfer/Sweeps)	$5	Not stated	None
ATM & Card
ATM Transaction at Non-Institution	No charge	Not stated	None
Debit Card Replacement (Lost or Stolen Only)	$15	Not stated	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$25	Not stated	None
Wire Transfer - Incoming Domestic	$15	Not stated	None
Wire Transfer - Outgoing Foreign	$55	Not stated	None
Wire Transfer - Incoming Foreign	$25	Not stated	None
Check Services
Bank Check	$5	Not stated	None
Money Order	$3	Not stated	None
Stop Payment	$25	Not stated	None
Temporary Checks	$1	per item	None
Copy of Check or Statement	$5	per item	None
Digital & Electronic
Online Banking/Bill Pay	No charge	Not stated	None
Cash & Deposit
Return Deposit Item	$20	Not stated	None
Account Services
Notary Services	No charge	Not stated	None
Safe Deposit Box Key Replacement	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Fee	$5Not compared: Monthly charge, not annual	per month	None
Levy or Attachment	$100	Not stated	None
Retirement & IRA
IRA Annual Fee	$15	per year	None
IRA Transfer Fee	$40	Not stated	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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