Greater Texas Federal Credit Union

Headquarters: Austin, Texas
Charter: Credit Union
Assets: $995.4M
Fed district: Dallas

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Greater Texas Federal Credit Union: $32
Greater Texas Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Greater Texas Federal Credit Union: $32
Greater Texas Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Greater Texas Federal Credit Union: $1.50
Greater Texas Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Greater Texas Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account Fee (within 180 days)$5
Inactive Account Fee (after 12 months + Balance <$100)$5
per month
Account Reconcilement/Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5
per month

Overdraft & NSF

Overdraft Privilege Pay (ODP)$32
per item
Returned/NSF/Overdrawing/Clearing Item$32
per item
Overdraft Transfer$5

ATM & Card

Foreign ATM$1.50
per item
Replacement Debit, Credit, or ATM Card$5
per item
Expedited Card Delivery$40
per item
Foreign Transaction1%of the transaction
per transaction
Foreign Transaction (audience not stated, treated as personal)1%of the transaction
per transaction
Foreign transactions1%of the transaction

Wire Transfers

Outgoing Domestic Wire$20
per item

Check Services

Cashier's Check (payable to other than member)$3
per item
Money Order$3
per item
Stop Payment Request$32
per item
Temporary Checks$1
Non-Member Check Cashing$10
per item
On-Us Collection Item$5
per item
Check Copy$2
per item

Account Services

Drill Safe Deposit Box$50
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10x10$100
per year
Safe Deposit Box 3x10$50
per year
Safe Deposit Box 3x5$35
per year
Safe Deposit Box 5x10$75
per year
Garnishment/Levy$50
per item

Lending Fees

Late Payment$30
per item

Other Fees

Account Statement Copy$6
Skip-A-Payment$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Close Account Fee (within 180 days)	$5	Not stated	None
Inactive Account Fee (after 12 months + Balance <$100)	$5	per month	None
Account Reconcilement/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	per month	None
Overdraft & NSF
Overdraft Privilege Pay (ODP)	$32	per item	None
Returned/NSF/Overdrawing/Clearing Item	$32	per item	None
Overdraft Transfer	$5	Not stated	None
ATM & Card
Foreign ATM	$1.50	per item	None
Replacement Debit, Credit, or ATM Card	$5	per item	None
Expedited Card Delivery	$40	per item	None
Foreign Transaction	1%of the transaction	per transaction	None
Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Foreign transactions	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$20	per item	None
Check Services
Cashier's Check (payable to other than member)	$3	per item	None
Money Order	$3	per item	None
Stop Payment Request	$32	per item	None
Temporary Checks	$1	Not stated	None
Non-Member Check Cashing	$10	per item	None
On-Us Collection Item	$5	per item	None
Check Copy	$2	per item	None
Account Services
Drill Safe Deposit Box	$50Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10x10	$100	per year	None
Safe Deposit Box 3x10	$50	per year	None
Safe Deposit Box 3x5	$35	per year	None
Safe Deposit Box 5x10	$75	per year	None
Garnishment/Levy	$50	per item	None
Lending Fees
Late Payment	$30	per item	None
Other Fees
Account Statement Copy	$6	Not stated	None
Skip-A-Payment	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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